Category: Business & Finance

Kendrick Lamar’s Super Bowl Performance Sparks National Debate

Kendrick Lamar’s Super Bowl LIX halftime performance on February 9, 2025, has become a focal point of national discussion, eliciting a spectrum of reactions from acclaim to controversy.


By Milton Kirby | Atlanta, GA | February 15, 2025

Kendrick Lamar’s Super Bowl LIX halftime performance on February 9, 2025, has become a focal point of national discussion, eliciting a spectrum of reactions from acclaim to controversy. Lamar engaged the audience with satire and symbolism, and the lyrics touched on political and hot-button issues.

Dr. Dre, Missy Elliott, Travis Scott, and Ludacris have performed at the Super Bowl, but Kendrick Lamar was the first solo rap artist to headline the Super Bowl, which was the most watched to-date with 127.7 million viewers. Lamar’s performance was both a personal milestone and a significant moment for hip-hop culture.

A Performance Rich in Symbolism and Star Power

The halftime show commenced with actor Samuel L. Jackson portraying Uncle Sam, delivering satirical commentary that set the stage for Lamar’s politically charged set. Lamar’s repertoire included tracks like “Bodies,” “Squabble Up,” “HUMBLE,” “DNA,” and “Euphoria.” R&B artist SZA joined him for renditions of “Luther” and “All the Stars.” A standout moment was tennis legend Serena Williams performing the Crip Walk during “Not Like Us”. Williams’ dance was a nod to her 2012 Olympic victory celebration, which had previously sparked controversy.

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Diverse Reactions and Political Undertones

The performance’s political undertones were evident, with Jackson’s Uncle Sam character symbolizing American societal and political systems. Lamar’s critique of national issues was highlighted during “HUMBLE,” where a depiction of the American flag split, symbolizing division. The show also referenced the unfulfilled promise of “40 acres and a mule” to formerly enslaved people, underscoring themes of systemic inequality.

Reactions to the halftime show were polarized. While many praised its artistry and bold messaging, conservative figures like Matt Gaetz and Lauren Boebert criticized it. Former wrestler Hulk Hogan expressed confusion over the performance, stating he “couldn’t understand a word that was being said.” Conversely, Kid Rock, known for opposing Diversity, Equity, and Inclusion initiatives, surprisingly commended Lamar’s unapologetic style during an appearance on “Real Time with Bill Maher.”

Feud with Drake Intensifies

The inclusion of “Not Like Us” intensified Lamar’s ongoing feud with Drake. Despite legal actions from Drake and his team, Lamar performed a censored version of the track, omitting contentious lyrics. Drake, in response, released “Gimme a Hug” from his album “$ome $exy $ongs 4 U,” signaling a desire to move past the rivalry.

NFL’s Reflections and Future Considerations

The NFL faced scrutiny over its selection of Lamar as the headliner, especially given the event’s New Orleans location. Critics argued that local rapper Lil Wayne would have been a more fitting choice. NFL insiders admitted to regretting the decision, acknowledging that Lil Wayne’s connection to the city might have resonated better with the audience.

A Decorated Career

Beyond the Super Bowl, Kendrick Lamar’s career is adorned with numerous accolades. He has received 22 Grammy Awards out of 57 nominations, making him one of the most awarded rappers in Grammy history. In 2018, he made history by winning the Pulitzer Prize for Music for his album “DAMN.,” becoming the first non-classical or jazz artist to receive the honor. Excluding the Grammy, Kendrick has been nominated for 421 music awards winning 182.

Looking Ahead

As Lamar continues his Grand National Tour with SZA, the impact of his Super Bowl appearance remains a topic of fervent discussion. At 37, Lamar shows no signs of slowing down, with his recent album “GNX” receiving critical acclaim and commercial success. His Super Bowl performance showcased his artistic prowess and solidified his position as a cultural icon unafraid to address complex societal issues through his music.

The tour will include a stop in Atlanta, GA, on Tuesday, April 29, 2025, as well as other cities before ending in June.

Chuck Burch: Skating, Golfing, and Giving Back Through Scholarships

Chuck Burch has dedicated over two decades to transforming lives through education via the Chuck Burch Scholarship Fund (CBSF), which has awarded over $315,000 to more than 200 students. CBSF not only provides scholarships but also advocates for education, mentoring students through financial aid and college navigation while fostering community engagement.

By Milton Kirby | Dallas, TX | February 10, 2025

Chuck Burch has been on a mission to transform lives through education for more than two decades. As of December 31, 2024, the Chuck Burch Scholarship Fund (CBSF) has awarded over $315,000 in scholarships to more than 200 students and organizations, helping young minds access higher education opportunities they might not have otherwise had.

Photo by Milton Kirby – Church Burch

The CBSF was founded in 2000, and its guiding principle is clear: “To invoke the wheels of change in a young person’s life by providing them access to resources that make higher education an attainable goal.” More than just a scholarship fund, CBSF advocates for education, guiding students through the financial aid process and helping them navigate college. Thanks to Burch’s leadership, the foundation has cultivated relationships with high schools, colleges, and universities nationwide, making it easier for students to secure funding, connect with prospective institutions, and, in many cases, get recruited.

A Personal Journey of Resilience and Determination

 

Burch’s passion for education is deeply personal. Growing up in Detroit, Michigan, in a single-parent household as the oldest of three children, he faced financial hardships early on. Neither of his parents completed college, but his mother instilled in him the importance of academic excellence and athletics.

His college journey began with limited financial resources, forcing him to apply strategically to schools that waived application fees. He was accepted into Howard University and Florida A&M University. He received full scholarships from Morehouse College and North Carolina A&T State University. When North Carolina A&T personally reached out to recruit him, he felt valued and ultimately chose to attend the university—a decision that would shape his future.

After graduating, Burch entered the corporate world, landing an internship at Arthur Andersen and a full-time position at KPMG in Texas. However, when the economy took a downturn, he and his entire entry class were laid off. With no clear path forward, he took short-term jobs—swiping credit cards overnight to test machines, picking up highway trash, and doing anything necessary to stay afloat.

Turning Setbacks into Success

 

Unemployment challenges led Burch to an important realization: financial stability required multiple income streams. In 1983, after being laid off, he partnered with a colleague to offer bookkeeping and tax preparation services from a kitchen table. By 2003, after another layoff, he was ready to commit to entrepreneurship fully.

Encouraged by a client who told him, “Now you have more time for me,” Burch launched The Burch Financial Group (BFG), a tax, financial advisory, and wealth management firm. BFG provides tax and financial planning services to individuals and small businesses, helping clients navigate investments, retirement, education funding, tax planning, risk management, and estate strategies.

Giving Back: The Birth of CBSF

 

Despite his financial success, Burch never forgot the impact of his college scholarship. He committed to giving back in honor of North Carolina A&T’s role in his life. What began as a small golf tournament among friends grew into a nationwide scholarship initiative fueled by Burch’s love of roller skating and golf. Through annual roller-skating parties and golf tournaments, CBSF raises between $20,000 and $25,000 annually to support aspiring college students.

The Mission of CBSF

 

CBSF is dedicated to fostering “Education for the Next Generation” through college scholarships, financial education, mentoring, career development, and community engagement. With the support of volunteers, businesses, corporate sponsors, and the wider community, CBSF provides much-needed resources to students striving for a brighter future.

The foundation currently serves students and families in the Dallas/Fort Worth area and roller-skating and golfing communities across Texas, Oklahoma, and Louisiana. With a growing presence in the national roller-skating community, CBSF is reaching more students than ever before. Many recipients have gone on to become successful entrepreneurs, corporate managers, and professionals, often citing their CBSF scholarship as the financial bridge that made college possible.

Scholarship Details

 

Each year, CBSF awards a scholarship to a student from the Dallas/Fort Worth area who has been accepted as an incoming freshman at North Carolina A&T State University. The scholarship is awarded in two payments—half in the fall and half in the spring of the student’s first year—and is not renewable.

Eligibility Criteria:

  • Must be a graduating high school senior in the Dallas/Fort Worth Metroplex.
  • Must have been accepted to North Carolina A&T State University.
  • Must be a U.S. citizen.
  • Must not be receiving a full academic or athletic scholarship to NCA&T.
  • Must demonstrate financial need as evaluated by the scholarship committee.
  • Selection is based on a combination of academic performance, extracurricular involvement, and financial need.

A Passion for Roller Skating and Community Building

 

Beyond financial planning and philanthropy, Burch has a personal passion—roller skating. He frequently hosts skating events to fundraise for CBSF, bringing together communities while supporting needy students.

“I love roller skating. It’s my favorite recreational activity,” Burch says, emphasizing how his interests fuel his ability to give back.

Prospective applicants can find more details and apply through the following platforms:

Through education, mentorship, and his passions for roller skating and golf, Chuck Burch continues to change lives—one scholarship at a time

Brave + Kind Bookshop: Empowering Young Readers

In the heart of Decatur, Georgia, at 722 W. College Ave., Brave and Kind Bookshop is an independent bookstore founded by local mom Bunnie Hilliard.

By Milton Kirby | Decatur, GA | February 2, 2025

In the heart of Decatur, Georgia, at 722 W. College Ave., Brave + Kind Bookshop is an independent bookstore founded by local mom Bunnie Hilliard. This Black-owned, women-led establishment offers a thoughtfully curated selection of diverse and artful stories designed to inspire bravery and kindness. While primarily focused on children and young adults, the shop also features select titles for adults.

Bunnie Hilliard – Talks about bookshop neighbor

One of the unique services offered by Brave + Kind is personalized book bundles. Whether you’re seeking a collection of beautiful nonfiction books, the perfect art and literature combination for a special child, or a starter library for a newborn, the staff will curate, wrap, and arrange for pickup or delivery to suit your needs.

The bookstore also serves as a community hub, hosting various events such as bilingual story times, youth book club meet-ups, and workshops for budding writers. Upcoming events include an Educator’s Night with author Renée Watson discussing “All the Blues in the Sky” on February 7, 2025, and a book launch party with Ibi Zoboi for “(S)kin” on February 20, 2025.

Reflecting on the inspiration behind the bookstore, Hilliard shared, “In 2016, after the election and after two years of feeling unseen and unheard as a mom of two young Black children looking to raise readers, I had a hard time finding books that had main characters or stories that resonated with the people that I was raising or the characters that I wanted to show them.” This realization led her to create a space that celebrates diverse stories, not as a section of the store but as its core essence.

In today’s digital age, there is a debate between eBooks and printed books. eBooks offer advantages such as portability, instant access, adjustable fonts, and built-in dictionaries. They are often more affordable and environmentally friendly, as they don’t require paper or physical storage space.

However, printed books provide a tactile experience that many readers cherish. The physical act of turning pages, the smell of paper, and the visual appeal of a book on a shelf contribute to a unique reading experience. Additionally, reading from a screen can lead to eye strain and may disrupt sleep patterns due to blue light exposure.

Research from Michigan Medicine indicates that reading print books to toddlers fosters higher-quality interactions between parents and children compared to digital books. The study found that traditional print books encourage more frequent and meaningful conversations during reading sessions.

Unlike digital screens, physical books do not emit blue light, which can lead to eye strain and disrupt sleep patterns. The American Optometric Association warns that prolonged screen time can cause digital eye strain, resulting in symptoms like dry eyes, headaches, and blurred vision. Limiting screen exposure, especially before bedtime, can help mitigate these effects.

A meta-analysis published in the Journal of Research in Reading found that reading from paper has a small advantage in reading performance and metacognition over screens. This suggests that individuals may comprehend and retain information better when reading print materials.

Recognizing readers’ evolving preferences, Brave + Kind Bookshop has partnered with Bookshop.org and Libro.FM, online platforms that support local independent bookstores. Through this partnership, customers can purchase physical books and eBooks online, with a portion of the proceeds benefiting Brave + Kind.

When speaking about operating a small business, she noted “One of the things that I am most proud of is that we launched the “The Atlanta Indie Bookshop Crawl.” We contacted every bookstore within a five-mile radius and invited them to be a part of an event whereby customers could visit all independent bookstores in one day.

We created a passport displaying the logos of all participants. The bookshop crawl was launched on small business Saturday. We are up to 30 bookstores now.

Not only is the bookshop a part of the local community, but Hilliard is also an active participant in her trade associations as a member of the American Book Sellers Association and board member of the Southern Independent Booksellers Alliance and has been a member of many independent bookstore associations.

As for the future, Hilliard would like to expand the bookshop and add a café and coffee shop to the bookstore.

For more information, visit their website at braveandkindbooks.com or follow them on Instagram @braveandkindbooks. They can also be reached by phone at 470-440-5714.

What is DeepSeek, the Chinese AI company upending the stock market?

Chinese startup DeepSeek’s AI chatbot, gaining rapid popularity and market attention, has sparked concerns in the U.S. about competition in AI development. Analysts caution against overestimating its technological advancements, emphasizing its cost-effectiveness and potential geopolitical implications, highlighting a pressing debate on U.S.-China AI rivalry amid semiconductor export restrictions.

By Matt O’Brien | January 27, 2025

A frenzy over an artificial intelligence chatbot made by Chinese tech startup DeepSeek was upending stock markets Monday and fueling debates over the economic and geopolitical competition between the U.S. and China in developing AI technology.

DeepSeek’s AI assistant became the No. 1 downloaded free app on Apple’s iPhone store Monday, propelled by curiosity about the ChatGPT competitor. Part of what’s worrying some U.S. tech industry observers is the idea that the Chinese startup has caught up with the American companies at the forefront of generative AI at a fraction of the cost.

That, if true, calls into question the huge amounts of money U.S. tech companies say they plan to spend on the data centers and computer chips needed to power further AI advancements.

But hype and misconceptions about DeepSeek’s technological advancements also sowed confusion.

“The models they built are fantastic, but they aren’t miracles either,” said Bernstein analyst Stacy Rasgon, who follows the semiconductor industry and was one of several stock analysts describing Wall Street’s reaction as overblown.

“They’re not using any innovations that are unknown or secret or anything like that,” Rasgon said. “These are things that everybody’s experimenting with.”

What is DeepSeek?

The startup DeepSeek was founded in 2023 in Hangzhou, China and released its first AI large language model later that year. Its CEO Liang Wenfeng previously co-founded one of China’s top hedge funds, High-Flyer, which focuses on AI-driven quantitative trading. The fund, by 2022, had amassed a cluster of 10,000 of California-based Nvidia’s high-performance A100 graphics processor chips that are used to build and run AI systems, according to a post that summer on Chinese social media platform WeChat. The U.S. soon after restricted sales of those chips to China.

DeepSeek has said its recent models were built with Nvidia’s lower-performing H800 chips, which are not banned in China, sending a message that the fanciest hardware might not be needed for cutting-edge AI research.

DeepSeek began attracting more attention in the AI industry last month when it released a new AI model that it boasted was on par with similar models from U.S. companies such as ChatGPT maker OpenAI, and was more cost-effective in its use of expensive Nvidia chips to train the system on troves of data. The chatbot became more widely accessible when it appeared on Apple and Google app stores early this year.

But it was a follow-up research paper published last week — on the same day as President Donald Trump’s inauguration — that set in motion the panic that followed. That paper was about another DeepSeek AI model called R1 that showed advanced “reasoning” skills — such as the ability to rethink its approach to a math problem — and was significantly cheaper than a similar model sold by OpenAI called o1.

“What their economics look like, I have no idea,” Rasgon said. “But I think the price points freaked people out.”

The ‘Sputnik’ backdrop

Behind the drama over DeepSeek’s technical capabilities is a debate within the U.S. over how best to compete with China on AI.

“Deepseek R1 is AI’s Sputnik moment,” said venture capitalist Marc Andreessen in a Sunday post on social platform X, referencing the 1957 satellite launch that set off a Cold War space exploration race between the Soviet Union and the U.S.

Andreessen, who has advised Trump on tech policy, has warned that overregulation of the AI industry by the U.S. government will hinder American companies and enable China to get ahead.

But the attention on DeepSeek also threatens to undermine a key strategy of U.S. foreign policy in recent years to restrict the sale of American-designed AI semiconductors to China. Some experts on U.S.-China relations don’t think that is an accident.

“The technology innovation is real, but the timing of the release is political in nature,” said Gregory Allen, director of the Wadhwani AI Center at the Center for Strategic and International Studies. Allen compared DeepSeek’s announcement last week to U.S.-sanctioned Chinese company Huawei’s release of a new phone during diplomatic discussions over Biden administration export controls in 2023.

“Trying to show that the export controls are futile or counterproductive is a really important goal of Chinese foreign policy right now,” Allen said.

On Monday, Trump said DeepSeek’s breakthrough was “good because you don’t have to spend this much money.”

Speaking Monday to House Republicans in Miami, Trump called the DeepSeek news “positive” if it is accurate because “you won’t be spending as much and you’ll get the same result.” He called the development a “wakeup call for our industries that we need to be laser focused on competing to win.”

Trump signed an order on his first day in office last week that said his administration would “identify and eliminate loopholes in existing export controls,” signaling that he is likely to continue and harden Biden’s approach.

DeepSeek’s progress on AI without the same amount of spending could possibly undermine the potentially $500 billion AI investment by OpenAI, Oracle and SoftBank that Trump touted at the White House.

Nvidia’s stock dropped 17% Monday, but the company in a statement commended DeepSeek’s work as “an excellent AI advancement” that leveraged “widely-available models and compute that is fully export control compliant.”

What makes DeepSeek different?

One thing that distinguishes DeepSeek from competitors such as OpenAI is that its models are “open source” — meaning key components are free for anyone to access and modify, though the company hasn’t disclosed the data it used for training.

But what’s attracted the most admiration about DeepSeek’s R1 model is what Nvidia calls a “perfect example of Test Time Scaling” — or when AI models effectively show their train of thought, and then use that for further training without having to feed them new sources of data.

“It’s just thinking out loud, basically,” said Lennart Heim, a researcher at Rand Corp.

OpenAI’s reasoning models, starting with o1, do the same, and it’s likely that other U.S.-based competitors such as Anthropic and Google have similar capabilities that haven’t been released, Heim said.

But “it’s the first time that we see a Chinese company being that close within a relatively short time period. I think that’s why a lot of people pay attention to it,” Heim said. “I used to believe OpenAI was the leader, the king of the hill, and that nobody could catch up. Turns out this is not completely the case.”

MATT O’BRIEN

O’Brien covers the business of technology and artificial intelligence for The Associated Press.

Boss Talks, Boss Tables & Boss Networking: A Game-Changing Event for Entrepreneurs

Boss Talks, Boss Tables & Boss Networking, hosted by The Oliver Price Group, LLC, aims to assist entrepreneurs in achieving business success through actionable strategies and networking opportunities. Scheduled for March 8, 2025, the event will feature sessions on streamlining systems, strengthening leadership, and leveraging technology to foster long-term growth for small business owners.


By Milton Kirby | Atlanta, GA | January 19, 2025

Entrepreneurs seeking to grow their businesses while staying true to their passions and talents now have an exciting new opportunity: Boss Talks, Boss Tables & Boss Networking. This innovative event, created by The Oliver Price Group, LLC (OPG), is designed to provide actionable strategies, tools, and networking opportunities to help small business owners thrive.

The Vision Behind the Event

The Oliver Price Group, LLC, a strategic business consulting and coaching organization, is dedicated to equipping entrepreneurs with the resources needed to build scalable businesses. Their philosophy is simple: a vision without execution is just a daydream. Through carefully crafted plans and tools, OPG aims to turn entrepreneurial dreams into reality.

Founded by mother-daughter duo Florena Oliver and Bria Price, OPG brings together decades of expertise in leadership, operations, and small business development.

Courtesy of Oliver Price Group
  • Florena Oliver, with more than 30 years of business experience, is a results-driven leader who has fostered growth within diverse communities. Her tenure as Vice President of Operations/Chief of Staff at the Georgia Minority Supplier Development Council (GMSDC) highlights her ability to support minority-owned enterprises. Florena’s experience ranges from launching major products for Fortune 500 companies to mentoring new entrepreneurs through comprehensive business studies. A graduate of Tuskegee University, she holds a Bachelor of Science in Education.
Courtesy of Oliver Price Group
  • Bria Price, an accomplished entrepreneur and leader, began her journey in business during junior high with a babysitting service. After earning a Master of Public Policy at Brandeis University and obtaining certification as a Lego Serious Play (LSP) facilitator, Bria returned to Atlanta to support small business growth. Her expertise in creative problem-solving and leadership development makes her a vital asset to OPG.

What to Expect at Boss Talks, Boss Tables & Networking

This transformative event is set to take place on Saturday, March 8, 2025, from 9:30 AM to 1:30 PM at Grasstown, 1152 Brett Dr., Conyers, Georgia 30094. The event features four dynamic sessions designed to provide entrepreneurs with practical strategies for business success:

  • Streamline Your Systems: Learn how to create efficient processes to save time and boost productivity.
  • Strengthen Your Leadership: Discover insights on leading with purpose and inspiring your team.
  • Leverage Technology: Explore tools to optimize operations and enhance performance.

In addition to these sessions, attendees will have the opportunity to engage in meaningful networking and mentorship discussions, fostering connections that can drive long-term growth.

Join the Movement

Boss Talks, Boss Tables & Boss Networking is more than just an event; it’s a platform to inspire and empower entrepreneurs to take their businesses to the next level. Whether you’re a seasoned business owner or just starting, this event offers actionable insights and a supportive community to help you succeed.

Mark your calendar and prepare to transform your business aspirations into reality.

Additional information

To Register

Video Courtesy of Oliver Price Group, LLC

Imaging USA 2025: A Premier Photography Event for Professionals and Enthusiasts

Imaging USA 2025, held from February 2-4 in Dallas, TX, promises an enriching experience for photographers. The event includes educational classes, networking opportunities, competitions, and insights from industry leaders to enhance skills and business growth.


By Milton Kirby | Atlanta, GA January 11, 2025

Imaging USA, one of the largest and longest-running photography conferences and expos in the United States returns in February 2-4, 2025, in Dallas, TX, promising an unparalleled experience for photographers of all levels. Organized annually by the Professional Photographers of America (PPA), this flagship event has been a cornerstone of the photography community since the PPA’s inception in 1880.

With over 10,000 attendees, Imaging USA is a hub for education, innovation, and inspiration. The three-day conference offers photographers various opportunities to hone their craft, grow their businesses, and connect with industry leaders.

Key Highlights of Imaging USA 2025

Educational Classes and Workshops – Imaging USA features a comprehensive lineup of classes and workshops led by industry-leading photographers and educators. Topics include portrait, wedding, and sports photography, business strategies, post-processing techniques, and marketing tips tailored to help photographers succeed in a competitive market.

Exhibit Hall – The expansive exhibit hall is a treasure trove for photography enthusiasts. It showcases the latest in cameras, lenses, lighting equipment, software, and other tools. With hands-on demonstrations, attendees can explore and test cutting-edge gear from hundreds of vendors.

Networking Opportunities – Imaging USA offers numerous chances to connect with peers and industry professionals. The conference fosters collaboration, idea sharing, and community building, from special events and meetups to informal gatherings.

Competitions and Gallery Displays – The International Photographic Competition (IPC) is a highlight of the event. It features gallery displays of award-winning images. Photographers can have their work evaluated by certified judges, gaining valuable insights and recognition.

Certification and Business Training – Attendees can pursue certifications like the Certified Professional Photographer (CPP) designation and participate in marketing, branding, and business growth workshops. These sessions provide actionable strategies for photographers aiming to enhance their skills and expand their client base.

Inspiration from Keynote Speakers – Prominent figures in the photography industry take the stage to deliver motivational talks and share success stories, inspiring attendees to elevate their craft and pursue their artistic visions.

PPA: A Legacy of Supporting Photographers

As the world’s largest non-profit photography organization, the PPA boasts over 35,000 members and provides a wealth of resources, including insurance, discounts, certifications, and educational materials. Membership benefits include up to $15,000 in equipment insurance coverage, discounted services, and access to an exclusive photography community.

Why Attend Imaging USA?

Whether you’re a seasoned professional or an aspiring photographer, Imaging USA offers a transformative experience. From the awe-inspiring photography exhibits to the practical business advice, this event equips attendees with the tools and knowledge to succeed.

Mark your calendar for Imaging USA 2025 and join thousands of photographers in celebrating the art, business, and community of photography. Prepare to be inspired, educated, and ready to take your photography journey to the next level.

Click here to register

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

Bambhu Innovation: Pioneering Sustainable Solutions for a Greener Future

Bambhu Innovation, founded by Walter Griggs, focuses on sustainable materials, particularly bamboo-based products. Their flagship Eco-Polymer offers a biodegradable alternative to plastics, supporting environmental goals while fostering local partnerships and a legacy for future generations.


By Milton Kirby | Atlanta, GA January 11, 2025

In a world grappling with environmental challenges, Bambhu Innovation emerges as a beacon of hope, blending sustainability with technological ingenuity. The company’s mission is simple yet transformative: to create materials that help businesses achieve sustainability goals while delivering measurable environmental impact.

A Journey Rooted in Purpose

Walter Griggs, a seasoned expert in material handling with over 15 years of experience, laid the foundation for this visionary enterprise. Initially, Griggs and his company SquarePac, Ltd. focused on optimizing warehouse operations through innovative racking and packaging solutions. Over time, he noticed a growing opportunity to address the environmental impact of waste, particularly in industries reliant on disposable materials.

Photo courtesy of Bambhu Innovation – Walter Griggs

During the pandemic, Griggs pivoted from material handling to supplying personal protective equipment (PPE) to organizations like Southern Company and MARTA. This period marked a turning point for Griggs. Witnessing the appreciation for their life-saving efforts inspired him to explore avenues that combined business with a more profound sense of purpose.

The Bamboo Breakthrough

The game-changer? Bamboo. Known as one of the fastest-growing plants on Earth, bamboo reaches full maturity in just 5–7 years. It boasts a tensile strength comparable to steel and remarkable soil-cleansing properties, making it a sustainable powerhouse. “Bamboo is a super plant,” Griggs, Co-founder and Senior Vice President, Industrial & Building Materials of Bambhu Innovation, said. “Anything we can do with wood, steel, or concrete, we can essentially do with bamboo.”

Leveraging this incredible natural resource, Bambhu Innovation has developed bamboo eco-polymer and bamboo composites, materials designed to combat deforestation and reduce landfill waste. These advanced materials are biodegradable, non-toxic, and leave no microplastics—offering a sustainable alternative to traditional plastics.

Innovating for a Sustainable Future

The company’s flagship product, Eco-Polymer, is a next-generation biodegradable material composed of 70% renewable biomass. It can replace conventional plastics like HDPE, polystyrene, and ABS without requiring changes to existing production infrastructure. “Imagine a material that eliminates microplastics and works seamlessly with existing machinery,” Griggs explained.

Ideal for companies with robust sustainability goals, Eco-Polymer meets the demands of the

Extended Producer Responsibility (EPR) Act, which holds manufacturers accountable for the environmental impact of their products. Whether packaging, stretch film, or single-use items, Bambhu Innovation aims to replace petroleum-based plastics with eco-friendly alternatives.

Beyond Business: A Community-Centric Approach

Griggs envisions a hybrid model that fosters local partnerships with bamboo farmers, creating a network to supply raw materials for production. This approach supports regional economies and provides a sustainable outlet for bamboo growers.

Moreover, the company emphasizes the importance of life-cycle assessments to understand the long-term environmental impact of products. “Recycling is valuable, but it’s not enough,” Griggs said. “Only a small fraction of recycled items avoids the landfill. We need to do better to protect future generations.”

A Call to Action

As Bambhu Innovation scales its operations, the company invites businesses and investors to join its mission. From large-scale manufacturers to small enterprises seeking greener solutions, Griggs and his team are eager to collaborate.

For more information, visit the Bambhu Innovation website or reach out through the contact page.

“This isn’t just about business,” Griggs concluded. “It’s about leaving a legacy. Our grandkids will thank us for the choices we make today.”

Bambhu Innovation is proof that purpose and profit can coexist—fueling a brighter, greener future for all.

New Year’s Resolutions or New Year’s Intentions

New Year’s Resolutions have been a tradition for over 4,000 years, but often fail due to unrealistic goals and lack of planning. Experts suggest setting smaller goals, creating detailed plans, and seeking accountability for success.

By Milton Kirby | Atlanta, GA | December 29, 2024

As January 1st approaches, millions of Americans prepare to start 2025 with New Year’s resolutions. This tradition of self-improvement dates back more than 4,000 years to the Babylonians, who celebrated the New Year in March with the Akitu festival. They pledged to their gods to repay debts and return borrowed items, laying the foundation for modern resolutions.

The Challenge of Resolutions

Despite their popularity, New Year’s resolutions often falter. A recent poll revealed that around 52% of resolutions are abandoned by March. Common reasons for failure include setting unrealistic goals, lacking a concrete plan, and losing motivation. Experts suggest setting smaller, achievable goals, finding accountability partners, and creating detailed plans to improve success rates.

A Historical Perspective

The Babylonians were among the first to mark the New Year with resolutions, but their year began in mid-March. During their 12-day religious festival, they crowned a new king or reaffirmed loyalty to the reigning one and made promises to their gods. Similarly, the Romans shifted their New Year to January 1st in 46 B.C., honoring Janus, the two-faced god who looked to the past and the future. Sacrifices and resolutions for good behavior marked the occasion.

By the 18th century, Christians adopted the practice as a time to reflect and set goals for personal growth. The phrase “New Year’s resolution” first appeared in print in 1813 and has since become a cultural staple.

The Most Popular Resolutions

Year after year, health-related goals top the list of resolutions, including eating healthier, exercising more, and losing weight. Saving money and reducing stress are also common themes. For instance:

  • In 2020, 44% of Americans resolved to eat healthier, alongside similar percentages in the UK and Poland.
  • In 2019, over half of Americans aimed to exercise more (59%), eat healthier (54%), and lose weight (48%).
  • A 2017 Stockholm University study found that 70% of resolutions focused on physical health, followed by self-improvement (10%) and psychological health (5%).

Expert Insights

Dr. Lawana Gladney, a Dallas, TX-based Success Psychologist, advises setting “intentions” rather than vague resolutions. “Success requires a clear goal, a detailed plan, and consistent execution,” she says.

Photo Courtesy Dr Lawana Gladney

Dr. Gladney helps clients establish realistic goals and actionable steps. For example, if one resolves to stay connected to family, then we have to have a plan and schedule to make the phone calls and make the trips to see the family. It is all about the goal, the plan, and the steps to execute the plan.

Dr. Gladney, a Ph.D. in Instructional Psychology and Technology specializing in human behavior and the brain’s role in behavioral change, has been practicing for over two decades. For more information about Dr. Gladney or to schedule an appointment, she can be reached at her website and across the following social media platforms: Facebook, Instagram, and LinkedIn.

Dr. Nancy J. Lewis, an Atlanta-based leadership coach, emphasizes the importance of accountability. . “Resolutions often fail because they are too generic,” she explains. Dr. Lewis has guided countless individuals to achieve their goals by fostering discipline and consistency.

Photo courtesy Dr Nancy J Lewis

Setting specific goals with tactical actions and having an accountability partner significantly improves the chances of success.

Dr. Lewis is a transformational management and leadership development trainer and strategist who helps organizations leverage generations, talent, people, and processes to positively impact the bottom line. Dr. Lewis has authored multiple books. She is accessible via email at nancy@progressivetechniquesinc.com, her website, LinkedIn, and by telephone at (770) 964-5533.

A Success Story

Katie Allison, a 34-year-old mother, serves as an inspiration. After giving birth to her first child in 2017, she set a New Year’s resolution to lose 75 pounds. Within six months, she reached her goal weight of 145 pounds through daily gym visits, a sugar-free and reduced carbohydrate diet, no red meat, no dairy, and a disciplined routine and meal plan. Katie’s commitment has helped her maintain a healthy lifestyle for five years. Now pregnant with her second child, Katie plans to resume her fitness routine as soon as medically cleared.

Katie Allison lost 75 pounds in six months after her January 1, 2019, New Year’s Resolution

 

Tips for Success

Experts recommend the following strategies to stick to resolutions:

·         Set realistic goals: Break down larger objectives into smaller, achievable steps.

·         Create a detailed plan: Outline specific actions and timelines.

·         Track progress: Regularly measure success to stay motivated.

·         Seek accountability: Work with a coach or partner to stay on track.

Whether you call them resolutions or intentions, the key to success lies in thoughtful planning, discipline, and a commitment to change. The New Year can be a time for meaningful transformation with these strategies.

Credit Card Swipe Fees Are Financial Inequities for Black America

Black Americans face higher credit card swipe fees, exacerbating existing financial burdens and racial wealth disparities. The Credit Card Competition Act aims to introduce competition and reduce fees, benefiting consumers and small businesses.

By Dr. Benjamin F. Chavis Jr., President and CEO, National Newspaper Publishers Association | December 27, 2024

America’s financial system is quietly reinforcing old inequities. Black American communities — historically denied access to wealth-building tools due to practices like redlining and restrictive banking — now face a new predatory financial hurdle: credit card swipe fees.

For Black Americans, swipe fees — which credit card companies use to fund luxury points programs — act as yet another layer of systemic discrimination, forcing many to pay more while receiving less in return.

Consider how credit card swipe fees work. Every time someone uses a credit card, the merchant is charged a fee — usually between 2% and 4% — which is often passed on to consumers through higher prices. Wealthier cardholders benefit from this system, recouping costs through rewards like fancy hotel stays and airline miles. But a legacy of discrimination has left Black families with fewer wealth-building opportunities, resulting in lower homeownership rates, lower credit scores, and higher debt burdens — putting those premium credit card and their luxury rewards out of reach for many.

In simple terms, Black Americans and other communities of color are left to foot the bill for the flights and perks of those who are considerably more affluent.

Black Americans are less likely to hold credit cards — 72% ownership compared to 88% for White Americans — and often face higher interest rates. 58% of Black Americans have more credit card debt than emergency savings, compared to 30% of White Americans. Black college graduates carry $25,000 more in student loan debt than their White counterparts, which can further harm their credit scores and financial stability.

It’s a painful irony: Black Americans, who are systematically excluded from wealth-building tools, end up paying more to access the same basic financial services. These financial pressures make it hard to escape revolving debt, and harder still to enjoy the rewards that banks offer. The promise of “free” rewards from swipe fees is an illusion for those who can barely afford to pay down their balance every month. While swipe fees aren’t solely responsible for racial wealth disparities, they compound existing financial burdens, making it even harder for Black families to build savings and financial security.

Black Americans are far from the only group that would benefit from comprehensive swipe fees reform: Small business owners and advocates across the country have been sounding the alarm and leading the calls. For small merchants, swipe fees are often their second-highest monthly cost after labor. These businesses  — which operate on razor-thin profit margins — are forced to raise prices to stay afloat. The average American family pays more than $1,100 a year in higher prices due to these fees.

The current swipe fee structure exists because the Visa-Mastercard duopoly controls 90% of the U.S. credit card processing market, allowing them to set and increase rates for merchants while blocking out competitors.

Swipe fee reform isn’t radical; it’s about fair competition and a level playing field. The Credit Card Competition Act (CCCA) — a bipartisan bill being considered in Congress — aims to introduce competition into this marketplace by requiring at least two competing processing networks on each credit card. This could save American consumers and businesses an estimated $15 billion annually.

The CCCA won’t end rewards programs — only the banks that offer them can decide that. In fact, a recent study found that the CCCA would have little to no impact on rewards. What the bill would do is end a broken system that preys on those with the least and benefits those with the most.

Reducing swipe fees through pro-competition reform won’t undo generations of economic inequality, but it’s a step toward dismantling one of the structures that reinforce it. A fairer financial landscape benefits everyone, not just those most impacted — and Black Americans have paid more to receive less for too long. It’s time for that to change.  An inequality anywhere is a threat to equality everywhere.

Dr. Benjamin F. Chavis Jr. is President and CEO of the National Newspaper Publishers Association (NNPA) representing the Black Press of America and Executive Producer of The Chavis Chronicles on PBS TV Network. Dr. Chavis can be reached at dr.bchavis@nnpa.org.

Associated Credit Union Foundation Offers $3,500 Scholarships to High School Seniors

The Associated Credit Union (ACU) Foundation offers the Ronald K. Ford Memorial Scholarship, awarding $3,500 to high school seniors who embody Mr. Ford’s commitment to education, sportsmanship, and community service, with a deadline of March 31, 2025.

By Milton Kirby | Atlanta, GA December 24, 2024

The Associated Credit Union (ACU) Foundation is honoring the legacy of Ronald K. Ford, a former member of its Board of Directors, by awarding $3,500 scholarships to exceptional high school seniors. The Ronald K. Ford Memorial Scholarship celebrates Mr. Ford’s 12 years of service on the board, his influential career in education, and his pioneering contributions to the credit union industry.

The scholarship recognizes students who embody Mr. Ford’s commitment to education, sportsmanship, and community service. Abigail, a 2024 scholarship recipient, expressed her gratitude, highlighting how the award has supported her academic and personal goals.

Eligibility Criteria

High school seniors graduating in 2025 are encouraged to apply if they meet the following requirements:

  • Maintain a minimum GPA of 3.0
  • Gain acceptance to an accredited college, university, or technical school
  • Submit all application materials by Monday, March 31, 2025

Application Process

Applicants must submit:

  1. A public link to a 60-second YouTube video addressing one of the following prompts:
    • Describe your most impactful community service activity.
    • Share your favorite academic subject and why it inspires you.
  2. Two reference letters:
    • One from a school official (e.g., coach, counselor, or teacher).
    • One from a non-family member (e.g., employer, friend, or neighbor).
  3. An official high school transcript and a college acceptance letter.

If you are a high school senior passionate about education, innovation, and community service, consider applying for the Ronald K. Ford Memorial Scholarship. This $3,500 award could be your stepping stone to a brighter future. For more details and application instructions, visit the Associated Credit Union Foundation’s website.

Don’t miss your chance—apply by March 31, 2025, and take a step closer to achieving your dreams!

Apply Today

College Costs in Georgia

For those seeking more affordable options, Georgia is home to some of the nation’s most economical colleges. Institutions like Dalton State College ($5,532 annual net price) and Abraham Baldwin Agricultural College ($7,260 annual net price) provide quality education at accessible costs.

Here are some reliable sources to estimate college costs in Georgia:

  1. College Websites – Visit the official websites of individual colleges and universities in Georgia. Most institutions provide detailed information about tuition, fees, room, board, and other expenses.
  2. Georgia Student Finance Commission (GSFC) – The GSFC offers tools and resources for understanding college costs, including information on tuition assistance programs like HOPE and Zell Miller Scholarships on their website.
  3. BestColleges.com – Provides rankings and average annual costs for colleges in Georgia, including public and private institutions. Website: www.bestcolleges.com
  4. College Navigator (NCES) – The National Center for Education Statistics (NCES) offers a tool to search and compare costs for colleges nationwide, including detailed breakdowns for Georgia institutions.
  5. University System of Georgia (USG) – The USG website lists tuition and fee schedules for public colleges and universities in Georgia.
  6. College Board – The College Board’s “Trends in College Pricing” report includes average tuition and fees by state, along with tools to estimate overall college costs.
  7. Scholarship and Financial Aid Platforms – Websites like Fastweb.com and Scholarships.com often include information on estimated college costs and financial aid options.
  8. Consumer-Focused Financial Tools – NerdWallet and CollegeSimply can provide estimates and comparisons of college costs across Georgia.
  9. Websites like Best Colleges can also provide a wealth of information.
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