From Pecans to Hospitals: Warnock Highlights Tariff and Health Care Struggles in Georgia

Senator Raphael Warnock visited Georgia farms, hospitals, and small businesses, warning Trump tariffs and GOP tax cuts threaten farmers, rural hospitals, and small business survival statewide.


By Milton Kirby | Atlanta, GA | August 20, 2025

U.S. Senator Reverend Raphael Warnock spent the past week crisscrossing Georgia, meeting with farmers, health care providers, and small business owners to highlight the economic risks he says stem from former President Donald Trump’s tariff policies and the recently passed GOP tax bill.

Tariffs Burden Georgia Farmers

On Saturday, Warnock toured Three Bees Pecan Farm in Wrens with owner Jeb Barrow Jr., meeting local producers to discuss the financial uncertainty surrounding U.S. tariff policy. Georgia farmers, already operating on thin margins, said shifting trade rules make it difficult to plan investments and sustain jobs.

“I just know how hard farmers work in this state, and if you talk to them, they’re not interested in aid, they’re interested in trade,” Warnock said. “They want to see their products make it to India. But right now, this whole thing is being operated willy-nilly, from Donald Trump’s back pocket. One announcement, then a reversal. How do you plan a farm around that?”

Barrow praised Warnock’s approach: “He takes a genuine interest in our problems, and when we sit down at the table, he listens.”

Georgia is the nation’s top pecan producer, and nearly 28% of U.S. pecans are exported, making access to foreign markets critical. In 2022, Warnock helped lower India’s trade barriers on pecans by 70%, opening a major market for Georgia growers.

Senator Raphael Warnock visited Georgia pecan farm

As Ranking Member of the Senate Finance Subcommittee on Trade, Warnock has pressed administration officials for relief, voting to roll back tariffs on Canada, urging expedited USDA action on pecan exports, and demanding answers on how tariffs impact small producers.

Rural Hospitals Under Pressure

In Claxton, Warnock visited Evans Memorial Hospital, which faces an annual shortfall of $3.3 million due to cuts embedded in the GOP tax bill. The hospital, already forced to close its labor and delivery unit, now risks cutting intensive care or cardio-pulmonary rehab services.

“This is a matter of life and death,” Warnock said. “We’re cutting services and endangering rural health care, all to give billionaires a tax cut. That’s bad public policy.”

According to the Georgia Hospital Association, more than 16,000 rural health care jobs could be at risk statewide. Medicaid cuts would remove up to 93,000 Georgians from coverage, while raising premiums for 1.2 million.

Warnock previously secured $1 million for Evans Memorial to replace its leaking roof, protecting equipment and patient safety. He continues to push the Health Care Affordability Act to prevent premium hikes for Georgians on the state’s insurance marketplace.

Tariffs Strain Small Businesses

On Tuesday, Warnock traveled to Atlanta’s XocolATLChocolate Factory, where owners Matt Weyandt and Elaine Read described the challenges of importing cacao beans from Central America and Africa, as well as sugar from Brazil. Tariffs on those products have spiked between 10% and 50%, forcing the business to raise prices and stockpile raw materials.

Warnock Visits Candy Factory

“We don’t even know what our cost of goods will be in six months,” Weyandt said. “Setting a price for customers is almost impossible.”

Warnock called the tariff policy “a job killer,” emphasizing that small businesses are the backbone of Georgia’s economy. “Congress could put forward a coherent tariff policy, but so far, my Republican colleagues have ceded all their power to the executive branch,” he said.

During his visit, the Senator joined employees in grinding cocoa beans and mixing sugar, joking, “I can’t even wrap my Christmas gifts. This is a tough job, but somebody’s got to do it.”

Broader Message

The Senator tied the week’s visits together with a broader critique: tariffs, tax cuts for the wealthy, and health care reductions are connected by what he sees as misplaced priorities. “When you center politics rather than people, you hurt farmers, you hurt families, and you hurt the very businesses that fuel Georgia’s economy,” Warnock said.

For Georgia’s farmers, small business owners, and rural health workers, the message was clear: the fight over tariffs and tax policy is not just about Washington politics — it’s about survival at home.

Please consider supporting open, independent journalism – no contribution is too small!

Exports, Tariffs, and Tradition, Pecan Farmers Seek Relief in Global Market

Georgia pecan farmers met with Senator Raphael Warnock to discuss tariffs, exports, and resilience as the state leads U.S. production and expands into global markets


By Milton Kirby | Keysville, GA | August 18, 2025

In the rolling orchards of middle and south Georgia, pecan farming is more than a business. It is a heritage rooted in resilience, family, and faith in the land. Saturday, three longtime growers sat down with U.S. Senator Reverend Raphael Warnock to talk about the future of their crop and the pressures of international trade.

Photo by Milton Kirby – Pecan farmers at the table with Senator Raphael Warnock

Georgia is the nation’s leading pecan producer, with over 144,000 acres planted across the state. For 17 consecutive years, Georgia has outpaced all others, producing an average of 88 million pounds annually. In strong years, like 2020, output climbed above 142 million pounds. Nearly one-third of the state’s harvest is exported, with the Port of Savannah serving as a major hub for shipments to Asia, Europe, and South America.

A Legacy Crop with Deep Roots

The pecan tree, native to North America, can bear edible nuts for more than 300 years. Commercial planting in Georgia began in the early 1900s, especially in the sandy soils of the southwest. Albany and Dougherty County quickly became known as the “Pecan Capital of the World.”

The crop has endured both natural and economic tests. Hurricane Michael in 2018 wiped out more than 26,000 acres of pecan trees, cutting yields nearly in half. Recovery has been slow, as new trees can take close to a decade to mature. But farmers persevered, and by 2020, Georgia reclaimed its top spot in production, thanks to improved yields and strategic replanting.

Governor Brian Kemp underscored the crop’s importance by declaring the pecan the official state nut in April 2021. Legislation like Senate Bill 222 further spotlighted Georgia Grown products, boosting the visibility of local agriculture.

 

Farmers at the Table

Jeb Barrow

In Keysville, Jeb Barrow runs Three Bee’s Farms, a pecan orchard his family has operated for nearly 130 years. Generations of Barrows have lived through storms and market swings, but recent years have been particularly rough. “Last year I lost around 40% of my crop,” Barrow said. Hurricane Helene damaged three-quarters of his trees, and he has worked steadily to replant. “It takes all of us—farmers here on the ground, support from Washington, and smart trade decisions. That’s what keeps us moving forward.”

Barrow praised Senator Warnock’s willingness to listen. “He’s serious about supporting Georgia agriculture. He didn’t come here to lecture—he came here to sit at the table and hear us out,” he said.

R G Lamar

For R.G. Lamar, pecans have always been a family business. His parents, John and Carol Lamar, started Lamar Pecan Company in Hawkinsville during the late 1970s. At first, the family could not afford large equipment, so much of the work was done by hand. “My dad and my brother built this place through sweat,” Lamar recalled. By 1992, they had constructed a cleaning plant, and by the early 2000s, they were exporting pecans to China.

Today, R.G. and his stepbrother Grant manage more than 2,300 acres. The farm produces over 2.5 million pounds annually, with varieties such as Desirable, Stuart, Schley, and Sumner. Their retail brand, Front Porch Pecans, offers roasted snacks sold on Amazon and in stores across the country. “We believe Georgia pecans can compete anywhere in the world,” Lamar said. “But we need stability in trade policy.”

Sam Pennington

Sam Pennington, who operates Pennington Farms, Inc. in Wrens, emphasized the delicate balance of farming in a global economy. His operation, like many, depends on steady exports to remain profitable. “We know we grow a world-class product,” Pennington said. “But tariffs can close doors overnight. That uncertainty is the hardest part.”

 

Exports and Tariffs

Georgia’s export market has shown resilience. The Port of Savannah reported a 20% increase in nut exports in 2020 over 2019, a sign of strong international demand. Still, China, once a top buyer, pulled back during the trade disputes of the Trump administration. Farmers and state officials now view India as a promising market to help fill that gap.

Warnock addressed those concerns directly. “I’m not opposed to tariffs,” he told the farmers, “but we need a strategic, thoughtful, coherent approach to trade. A blanket 10% increase in consumer goods doesn’t help farmers or families.”

The senator noted that Congress, not the executive branch, holds constitutional authority over trade policy. “Congress does have the power and the ability to bring some common sense approach to this if it chooses to do so,” he said.

 

Walking with the Farmers

Warnock said his visit was about more than policy. “It was really important for me to be here in the region today,” he said. “I promised Georgians that I would always walk with them, even while working for them. Our farmers are the best among us. It’s very hard work, with a lot of uncertainty. We should do everything we can to try to lighten that burden.”

As the meeting ended, the farmers returned to their orchards, where new trees take root alongside old ones. For them, the work is as much about legacy as livelihood. And with the backing of policymakers, Georgia’s pecan growers hope to keep the state’s title as the nation’s top producer for generations to come.

Please consider supporting open, independent journalism – no contribution is too small!

MARTA Appoints Jonathan Hunt Interim GM/CEO as Transit Prepares for World Cup

MARTA appoints Jonathan Hunt as interim GM/CEO, backed by a high-profile advisory group, to address service issues and advance transit projects before the 2026 FIFA World Cup.


By Milton Kirby | Atlanta, GA | August 14, 2025

The Metropolitan Atlanta Rapid Transit Authority (MARTA) Board of Directors has appointed Chief Legal Counsel Jonathan Hunt as interim General Manager and CEO. The move follows the July 17 retirement of Collie Greenwood.

Hunt, a dedicated member of MARTA’s legal department for nearly 12 years, expressed his deep honor at the appointment.

 “My experience at MARTA, my respect for public transit, and my understanding of this Authority’s potential put me in a prime position,” Hunt said. “With the support of MARTA’s team, I intend to address service issues and advance projects ahead of the World Cup.”

Photo courtesy MARTA – Jonathan Hunt

The MARTA Board also established a strategic operational advisory group to provide expert guidance to Hunt in his interim role. This group, led by former MARTA General Manager and CEO Keith Parker, includes seasoned professionals such as Metro Atlanta Chamber CEO Katie Kirkpatrick, Atlanta Regional Commission Executive Director & CEO Anna Roach, and City of Atlanta Chief Strategy Officer Peter Aman.

Board Chair Jennifer Ide said the decision to select an internal leader is not a signal of complacency.

 “An internal candidate with institutional knowledge, combined with the advisory group’s counsel, will help with strategic decision-making and guide the search for a permanent leader,” Ide said.

The Board’s search committee—comprising Ide, Valencia Williamson, Al Pond, Rita Scott, and Sagirah Jones—will work with an executive search firm to find a permanent GM/CEO.

Hunt became Chief Legal Counsel in 2024. He brings decades of experience in transit, real estate, finance, corporate law, and construction management. Before joining MARTA, he served as Assistant City Attorney for Atlanta, representing Hartsfield-Jackson Atlanta International Airport. He also serves as president of the American Public Transportation Association’s Legal Affairs Committee and sits on its national board.

Chief Customer Experience Officer Rhonda Allen, who served as acting GM/CEO since June 18, will continue leading customer-focused projects. This includes rolling out MARTA’s new Breeze fare system.

Please consider supporting open, independent journalism – no contribution is too small!

Bo Luxe Male Brings Luxury Organic Grooming to Black Men

Bo Luxe Male offers premium vegan skincare and hair care for Black men, using natural, plant-based ingredients to nourish textured hair, melanated skin, and boost overall well-being.

By Milton Kirby | Atlanta, GA | August 13, 2025

In a beauty industry dominated by mainstream products, one Atlanta entrepreneur is creating space for Black men’s skincare and hair care.

Heather Lenore is the founder of Bo Luxe Male, a premium vegan line designed for men with textured hair and melanated skin. Her products are made with all-natural, plant-based ingredients. Each formula draws on ancient healing traditions and uses essential oils to promote growth, healing, and protection. The goal is to nourish the skin and hair while also boosting mental well-being.

Lenore said the demand for high-quality, targeted grooming products is rising as men become more intentional about self-care. For many, finding products that truly work for their skin and hair type has been a challenge. Bo Luxe Male fills that gap.

“I talk to men every day,” she said. “Some have never used a proper face cleanser.” One client even applied the cleanser like lotion, not realizing it needed to be thoroughly rinsed off. Those experiences drive her to educate customers on the value — and correct use — of her products.

Heather Lenore

Working with The Georgia Center of Innovation, a strategic arm of the Georgia Department of Economic Development, she is constantly refining processes and developing and memorializing best practices.

 Lenore maintains small-batch production. She hand-mixes ingredients like lemongrass, aloe vera, hibiscus, and frankincense, creating no more than 50 kits at a time to ensure quality. Each kit lasts about 90 days and is sized and packaged to be easily portable.

Bo Luxe Male products follow a four-step system: Clean, Hydrate, Heal, and Moisturize. The line includes natural cleansers, hydrating blends, healing treatments, and moisturizers that leave skin soft without a wet or greasy feel.

Lenore sells online, at her Salon Bougie location on Nelson Street, and through pop-up demonstrations at salons and barbershops. To ensure that men have what they need, when they need it, Lenore offers a subscription service that delivers to her customer’s door.

Like many small business owners, she wears multiple hats — CEO, COO, CMO, and CFO. She handles everything from production and marketing to financing and strategic planning. She has self-funded her business.

She has a keen understanding of her competition. She continually evaluates her marketing plan to ensure that Bo Luxe’s marketing strategy considers the competition’s positioning in the marketplace and adjusts her approach to stay competitive and ahead.

Customer feedback has been encouraging. “The skin of Black men is responding well to Bo Luxe — in some cases, almost instantly,” Lenore said.

Her ambition is bold: to make Bo Luxe one of the largest and most respected skincare lines in the world.

“Black men deserve products made for them,” she said. “And Bo Luxe delivers results.”

Please consider supporting open, independent journalism – no contribution is too small!

Atlanta Leaders to Tackle Infrastructure and Funding at 2025 INTERSECTION Conference

Atlanta’s 2025 INTERSECTION Conference unites 500+ leaders to tackle infrastructure investment challenges with expert panels, national insights, and real solutions for regional development.


By Milton Kirby | Atlanta, GA | August 8, 2025

The Council for Quality Growth has unveiled the full speaker lineup for its 5th annual INTERSECTION Quality Development Conference, set for Thursday, August 15, 2025, at the Sandy Springs Performing Arts Center. This year’s theme—“Infrastructure & Investment: Addressing Urgent Funding Challenges in Uncertain Times”—underscores the region’s pressing need for innovative solutions to finance critical infrastructure projects amid shrinking budgets and economic uncertainty.

More than 500 public and private sector professionals are expected to attend the half-day event, which kicks off at 7:00 a.m. with a program start at 7:45 a.m. The Council’s educational arm hosts the conference, the Quality Growth Institute, and aims to spark regional collaboration and dialogue at the intersection of public policy and private investment. By attending, you will gain insights from industry leaders, network with peers, and earn up to 4.0 credit hours for professional licensing and continuing education across disciplines, including real estate, planning, and engineering.

 19 Experts, 8 Sessions, One Region’s Future

The conference boasts a diverse and dynamic roster of 19 speakers across eight sessions, including government officials, infrastructure experts, media leaders, and policy analysts, ensuring a rich and varied perspective on the issues at hand.

Doug Hooker, former executive director of the Atlanta Regional Commission, will serve as master of ceremonies, guiding attendees through a packed agenda that addresses not just what metro Atlanta needs—but how to pay for it.

Federal delays in infrastructure funding, combined with last year’s failed voter referendums, have left many local projects in limbo. Conference speakers will analyze new funding models, policy options, and public-private strategies to move development forward despite economic headwinds.

 Keynote Speakers Bringing National Insight

Two high-profile keynote speakers will anchor the program:

  • George Riccardo, transportation policy expert and National Practices Consultant at HNTB, will offer a Washington perspective on federal infrastructure investments.
  • Jared Fleisher, newly appointed CEO of Bedrock Real Estate, will discuss innovative redevelopment policies from Detroit and how similar strategies could benefit metro Atlanta.

 Notable Speakers and Sessions

Panels and sessions include participation from leaders like:

  • Former U.S. Representatives Carolyn Bourdeaux and Tom Graves
  • Cobb County Chairwoman Lisa Cupid
  • Gwinnett County Chairwoman Nicole Love Hendrickson
  • Henry County Chairwoman Carlotta Harrell
  • Sandy Springs Mayor Rusty Paul
  • Clarkston Mayor Beverly Burks
  • Union City Mayor Vince Williams

Media and data experts such as Greg Bluestein (Atlanta Journal-Constitution), Dean Anason (Atlanta Business Chronicle), and Mike Alexander (Atlanta Regional Commission) will also contribute, along with private-sector strategists from Sustainability Partners, Atlas, and The Collaborative Firm.

Sessions will explore voter hesitancy around special-purpose local option sales taxes (SPLOST), case studies on redevelopment success, and proposals for rethinking infrastructure finance in a constrained environment. These sessions will delve into the challenges and opportunities in the current infrastructure landscape, providing valuable insights for professionals in the public and private sectors.

 A Mission for Smart, Sustainable Growth

The Council for Quality Growth developed The INTERSECTION Conference with a mission to bridge public and private interests and encourage thoughtful, sustainable development across metro Atlanta. The annual event, growing in attendance and influence, serves as a vital forum for proactive dialogue on the future of transportation, housing, and economic growth. Attendees will receive up to 4.0 credit hours for professional licensing and continuing education across disciplines, including real estate, planning, and engineering.

Registration & Admission

Tickets are required for all attendees:

  • $115 for Council Members
  • $135 for Non-Members
  • FREE for Elected Officials (RSVP required)
  • FREE for Press/Media (RSVP required)

To register, visit: www.councilforqualitygrowth.org/INTERSECTION


Event Details:

WHAT:
The INTERSECTION Quality Development Conference
“Infrastructure & Investment: Addressing Funding Challenges in Uncertain Times”

WHEN:
Thursday, August 15, 2025
7:00 a.m. – 12:30 p.m. (Program begins at 7:45 a.m.)

WHERE:
Byers Theater at City Springs
1 Galambos Way, Sandy Springs, GA 30328

WHO:
Public policy and private sector development leaders


About the Organizers

The Council for Quality Growth is a trade association dedicated to balanced and responsible development across metro Atlanta. Its education-focused affiliate, the Quality Growth Institute, organizes The INTERSECTION and other events to inform and engage leaders on regional growth strategies.

Please consider supporting open, independent journalism – no contribution is too small!


Bridge to the Future: Ted Turner Bridge Reopens After 7-Year Closure, Reconnecting Downtown Atlanta

After seven years closed, the Ted Turner Bridge reopens with major upgrades—reconnecting South Downtown Atlanta and easing congestion ahead of major global events.


By Milton Kirby | Atlanta, GA | August 1, 2025

After seven long years, a major artery in the heart of Atlanta is open once again. City leaders gathered on July 31 to officially reopen the Ted Turner Bridge—formerly known as the Spring Street Bridge—marking a milestone in downtown’s transformation and infrastructure renewal.

With a ceremonial ribbon cutting, Mayor Andre Dickens, Councilmember Jason Dozier, and Atlanta Department of Transportation (ATLDOT) Commissioner Solomon Caviness celebrated the long-awaited reopening of the bridge, which connects Forsyth Street and Ted Turner Drive between Mitchell Street SW and Martin Luther King Jr. Drive SW.

“This was a bold step in the right direction,” said Mayor Dickens. “We’re enhancing our downtown area and making vital upgrades to Atlanta’s infrastructure.”

Photo by Milton Kirby – Mayor Andre Dickens speaks during ribbon cutting ceremony

A New Bridge for a New Era

Originally closed due to severe erosion and aging infrastructure, the Ted Turner Bridge has undergone a complete transformation. Major upgrades include:

  • Rebuilt viaduct and roadway
  • Widened sidewalks and crosswalks
  • New bike lanes and ADA accessibility
  • A new retaining wall and a stronger approach slab
  • Reconstruction of the lower Martin Luther King Jr. Drive section

The bridge, which sits almost adjacent to the Martin Luther King Jr. Federal Building, once forced drivers to detour several blocks to navigate around a single closed block. Now, with wider sidewalks, improved accessibility, and refreshed road surfaces, it provides a smoother and more inclusive journey.

Reconnecting a City

Atlanta Department of Transportation (ATLDOT) Commissioner Solomon Caviness called the bridge “a vital connection” between South Downtown and Atlanta’s entertainment district, including Mercedes-Benz Stadium and the future Centennial Yards development.

“This opening isn’t just about infrastructure—it’s about love for our city,” said Caviness. “Love should look like something. And today, it looks like the Ted Turner Bridge.”

The improvements aim to reduce traffic congestion, especially during peak hours, while supporting pedestrian, bike, and vehicle mobility in one of the city’s most active corridors.

More Than Just a Bridge

The reopening also carries symbolic weight. Officials described the Ted Turner Bridge as a metaphor for the city’s rebirth—“between old bricks and shiny glass,” where Atlanta’s historic character meets its modern skyline.

“Closed for nearly eight years, this bridge now re-weaves Atlanta’s past and future,” said one city official. “It connects locals, first-timers, and long-timers alike—whether they’re walking, biking, or driving—through the heart of our booming downtown.”

The project was made possible through a joint effort by ATLDOT, the Georgia Department of Transportation (GDOT), and the Federal Highway Administration (FHWA).

A City Ready for the World

The reopened bridge will play a crucial role in easing traffic during major upcoming events, including the highly anticipated 2026 FIFA World Cup and the 2028 Super Bowl. This is a moment of excitement and anticipation for our city, as we prepare to showcase our vibrant community to the world.

Stacey Key, a member of the GDOT Board, noted, “These projects are often daunting and take years of planning and execution. But GDOT and ATLDOT are strong partners, preparing the city for one of the most inclusive and widely watched World Cups ever.”

Key added, “The GDOT and ATLDOT are united in ensuring safe and efficient travel across the state and in showcasing Atlanta as not only one of the greatest cities in the nation, but in the world.”

Looking Ahead

From stadium-goers attending an Atlanta Falcons or Atlanta United game to families strolling through downtown or grabbing a bite at Subs & Salads Junction—an area staple for nearly 30 years—the bridge’s reopening brings renewed life to a once-silent corridor.

As Councilmember Jason Dozier summed up at the ceremony, “This is more than a bridge—it’s a reconnection. A reinvestment. A reminder that Atlanta moves forward by coming back together.”

Please consider supporting open, independent journalism – no contribution is too small!

If Wealth Was Evenly Distributed Across the US, How Much Money Would Every Person Have?

If America’s $160.35 trillion in wealth were evenly split, each person would receive about $471,465—revealing stark disparities in today’s economic reality.

By Andrew Lisa | July 14, 2025

According to the Federal Reserve, U.S. households hold $160.35 trillion in combined wealth, which is the value of every American’s assets minus their liabilities.

To say it’s distributed unevenly is too much of an understatement to even qualify as an understatement. The bottom 50% of the country shares less than 3% of that enormous pie, while the most fortunate 10% gorge on nearly all of it.

Here’s a look at how much money each American would have if every person got an equal slice of the country’s wealth.

Next, find out what the economy might look like if net worth was capped at $1 billion.

How Does Just Shy of a Half-Million Bucks Sound? It Depends Who You Ask

According to Google’s Data Commons project, the U.S. is home to roughly 340.11 million people.

If they divvied up the country’s $160.35 trillion jackpot equally, each would have about $471,465. That’s $942,930 per couple. If a couple had two kids, the four of them would be sitting pretty with $1.89 million.

To most in the lower 50%, that probably sounds like a pretty sweet deal. To many in the monied class in the top half, however, a net worth of less than a half-million dollars might as well be a stint in the poorhouse.

Learn More: 4 Secrets of the Truly Wealthy, According To Dave Ramsey

The Haves and Have-Mores Hoard 2/3 of the Pie

Nearly one dollar in three is in the pockets of the top 1%, which owns $49.46 trillion, or 30.8% of America’s combined wealth — but even the 1% has an aristocracy and an underclass.

The heavyweights at the tippy-top of the pyramid in the top 0.1% — about 340,000 people — own $22.14 trillion, or 13.8% of America’s bounty. That leaves the commoners of the 1% — the 99%-99.9% percentile group — to share $27.32 trillion, or 17% of America’s fortune.

Under that are those in the 90%-99% percentile group, who control $58.34 trillion, or 36.4% of the pie. Combined with the 1%, that puts almost exactly two-thirds of America’s wealth in the bank accounts of the top 10%.

90% Share 33% — But They Hardly Share It Equally

Nearly all of the remaining third of America’s wealth — 30.3%, or $48.54 trillion — goes to those in the 50%-90% percentile groups.

That leaves just 2.5%, or $4.01 trillion, for the entire bottom 50% of the country to split. If they split it evenly, which they, of course, do not, that would give each of those 170 million people $23,588.

For context, the 340,000 movers and shakers in the top 0.1% get about $65.12 million each — 2,760 times more.

This article originally appeared on GOBankingRates.comIf Wealth Was Evenly Distributed Across the US, How Much Money Would Every Person Have?

Please consider supporting open, independent journalism – no contribution is too small!

10 Steps to Building Lasting Wealth


By Rashonda Tate | July 5, 2025

When the conversation turns to freedom, it often stops at civil rights and voting power. However, true freedom includes financial liberation—the ability to make choices without being burdened by debt, paycheck-to-paycheck cycles, or generational disadvantage.

For Black families, the wealth gap remains a significant barrier. According to the Federal Reserve, the median wealth of Black households is $24,000, compared to $188,000 for white households.

That story does not have to be the final chapter.

Financial freedom is not about luck. It is about intention, strategy, and education. Whether you’re starting from scratch or looking to advance, here are 10 steps to take control of your money, reclaim your power, and build lasting wealth.

1. Know Your Numbers

You cannot change what you do not measure. Start by listing your income, monthly expenses, debts, and savings. Use tools like Mint, YNAB (You Need A Budget), or an Excel worksheet to get the full picture. Don’t be afraid of what you find—clarity is power.

“When I finally wrote everything down, I realized I was not broke—I was just unorganized,” said Houston entrepreneur Tiffany Jackson.

2. Create a Budget That Respects Your Life

Budgeting does not mean deprivation—it means direction. Set a monthly budget that includes necessities, savings, debt repayment, and joy. The 50/30/20 rule (50% needs, 30% wants, 20% savings/debt) is a good start, but customize it for your situation.

3. Build an Emergency Fund

Life happens. A blown tire, medical bill, or job loss shouldn’t wipe you out. Aim to save three to six months of expenses, starting with a goal of $500 and building from there. Automate your savings so you don’t have to think about it.

4. Eliminate High-Interest Debt

Credit card debt is a wealth killer. Use the snowball method (pay off smallest debts first) or the avalanche method (tackle highest interest rates first). Whichever you choose, be consistent. Every dollar you pay off is a dollar you reclaim.

5. Protect Your Credit Score

Your credit score affects everything from home loans to insurance rates. Pay bills on time, keep credit utilization under 30%, and avoid opening too many new accounts. Apps like Credit Karma or Experian Boost can help you monitor your progress.

6. Learn to Invest (Yes, You Can)

Black families have historically been left out of investment opportunities. It’s time to change that. Start with a Roth IRA, 401(k), or low-cost index funds. You don’t need to be rich to invest—just consistent. Compound interest is the real benefit.

7. Buy (or Keep) Property If You Can

Homeownership is still a major wealth builder, especially when property values increase. Programs like NACA (Neighborhood Assistance Corporation of America), FHA loans, and local grants can help first-time buyers.

Ownership also includes protecting inherited property and avoiding land loss.

“Too many Black families lose the home grandma worked for because the paperwork was not right,” said real estate attorney Kristie Kin. “Make sure the deed is clear and the heirs understand the value.”

8. Teach the Next Generation

Financial literacy isn’t just for adults. Talk to your children and teens about saving, budgeting, and ownership. Open custodial savings accounts, introduce them to investing early, and model the habits you want them to repeat.

9. Find a Financial Accountability Partner

You don’t have to go it alone. Whether it’s a trusted friend, family member, or financial coach, share your goals and check in monthly. Black wealth is community wealth—don’t be afraid to lean on your village.

10. Leave a Legacy, Not Just Money

Wealth is more than a dollar amount. It’s insurance. It’s estate planning. It’s a will that protects your children. Meet with a Black estate attorney or planner and ensure your assets are clearly designated. Don’t let probate courts decide your family’s future.

Financial freedom is not a destination—it’s a practice. Start where you are. Build as you go. And remember: We are not just consumers. We are creators, builders, and owners.

“Black wealth is a revolutionary act,” said financial educator Dominique Broadway.
“And it is one we can achieve—one step at a time.”

Please consider supporting open, independent journalism – no contribution is too small!

DeKalb County to Host Major Job Fair with 500+ Openings Across Departments

DeKalb County hosts July 10 job fair with over 500 openings, including 250 public safety roles. On-site interviews and same-day offers available. Register now.

By Milton Kirby | Decatur, GA | June 25, 2025

DeKalb County is opening its doors to job seekers with a countywide job fair scheduled for Thursday, July 10, 2025, from 9:00 a.m. to 1:00 p.m. at Georgia Piedmont Technical College, located at 495 N. Indian Creek Drive in Clarkston, GA.

DeKalb County CEO Lorraine Cochran-Johnson announced the hiring event on Wednesday, emphasizing its importance as part of her administration’s commitment to reshaping the county’s future. “This job fair is one of the ways we’re re-imagining DeKalb,” she said. “It is one of the ways we are investing in people and helping them thrive.”

The county currently has more than 500 positions available across various departments. Of those, 250 vacancies are in public safety roles, including positions in police, fire, and emergency services. County representatives will conduct on-site interviews and same-day job offers may be extended to qualified candidates.

The hiring event is a tangible reflection of our broader workforce development strategy, a key focus outlined during Cochran-Johnson’s recent State of the County address. This strategy is our commitment to making DeKalb a model of community-focused governance and innovation, ensuring a bright future for our workforce.

DeKalb County’s government careers page highlights a workplace culture focused on “collaboration, teamwork, and achievement” and welcomes applicants to a workforce that is “diversified and inclusive.” The site is updated weekly with the latest job vacancies, and residents are encouraged to join the DeKalb talent community to stay informed about new opportunities.

Job seekers are encouraged to explore opportunities in various fields, including engineering, sanitation, public safety, customer service, parks and recreation, finance, and public health.

The job fair is a free and inclusive event, open to all members of the public. While registration is required, it’s a simple step to secure a spot and gain early access to job postings and interview information.

Hot Jobs Available Now

  • Police Officers & Firefighters
  • Sanitation Drivers & Technicians
  • Administrative Support Specialists
  • Facilities & Grounds Maintenance Staff
  • Engineers & Project Managers
  • Health Inspectors & Environmental Specialists

The DeKalb County jobs website is updated weekly, and interested candidates can join the county’s talent community to stay informed about future vacancies.

For more information or to register, visit the DeKalb County Job Fair Registration Page. Don’t miss this opportunity to connect with potential employers and explore exciting career opportunities in DeKalb County!

Please consider supporting open, independent journalism – no contribution is too small!

Investors brace for oil price spike, rush to havens after US bombs Iran nuclear sites

A U.S. attack on Iranian nuclear sites could send oil prices higher, trigger a rush to safety, and impact global markets, inflation, and the U.S. dollar.

Suzanne McGee, Saqib Iqbal Ahmed and Lewis Krauskopf Reuters | June 22, 2025

A U.S. attack on Iranian nuclear sites on Saturday could lead to a knee-jerk reaction in global markets when they reopen, sending oil prices higher and triggering a rush to safety, investors said, as they assessed how the latest escalation of tensions would ripple through the global economy.

The reaction in Middle East stock markets, which trade on Sunday, suggested investors were assuming a benign outcome, even as Iran intensified its missile attacks on Israel in response to the sudden, deep U.S. involvement in the conflict.

U.S. President Donald Trump called the attack “a spectacular military success” in a televised address to the nation and said Iran’s “key nuclear enrichment facilities have been completely and totally obliterated”. He said the U.S. military could go after other targets in Iran if the country did not agree to peace.

Iran said it reserves all options to defend itself, and warned of “everlasting consequences”. Speaking in Istanbul, Iran’s Foreign Minister Abbas Araqchi said Tehran was weighing its options for retaliation and would consider diplomacy only after carrying out its response.

Investors said they expected U.S. involvement would cause a stock market selloff and a possible bid for the dollar and other safe-haven assets when major markets reopen, but also said much uncertainty remained.

“I think the markets are going to be initially alarmed, and I think oil will open higher,” said Mark Spindel, chief investment officer at Potomac River Capital.

“I think the uncertainty is going to blanket the markets, as now Americans everywhere are going to be exposed. It’s going to raise uncertainty and volatility, particularly in oil,” he added.

One indicator of how markets will react in the coming week was the price of ether, the second-largest cryptocurrency and a gauge of retail investor sentiment.

Ether was down 8.5% on Sunday, taking losses since the first Israeli strikes on Iran on June 13 to 13%.

Most Gulf stock markets, however, seemed unconcerned by the early morning attacks, with the main indexes in Qatar, Saudi Arabia and Kuwait up slightly or flat. Israel’s Tel Aviv main index was at an all-time high.

How will oil prices and inflation be affected?

A key concern for markets would center around the potential impact of the developments in the Middle East on oil prices and thus on inflation. A rise in inflation could dampen consumer confidence and lessen the chance of near-term interest rate cuts.

Saul Kavonic, a senior energy analyst at equity research firm MST Marquee in Sydney, said Iran could respond by targeting American interests in the Middle East, including Gulf oil infrastructure in places such as Iraq or harassing ship passages through the Strait of Hormuz.

The Strait of Hormuz lies between Oman and Iran and is the primary export route for oil producers such as Saudi Arabia, the United Arab Emirates, Iraq and Kuwait.

“Much depends on how Iran responds in the coming hours and days, but this could set us on a path towards $100 oil if Iran respond as they have previously threatened to,” Kavonic said.

While global benchmark Brent crude futures have risen as much as 18% since June 10, hitting a near five-month high of $79.04 on Thursday, the S&P 500 has been little changed, following an initial drop when Israel launched its attacks on Iran on June 13.

Jamie Cox, managing partner at Harris Financial Group, said oil prices would likely spike before leveling off in a few days as the attacks could lead Iran to seek a peace deal with Israel and the United States.

“With this demonstration of force and total annihilation of its nuclear capabilities, they’ve lost all of their leverage and will likely hit the escape button to a peace deal,” Cox said.

Economists warn that a dramatic rise in oil prices could damage a global economy already strained by Trump’s tariffs.

Still, any pullback in equities might be fleeting, history suggests. During past eruptions of Middle East tensions, including the 2003 Iraq invasion and the 2019 attacks on Saudi oil facilities, stocks initially languished but soon recovered to trade higher in the months ahead.

On average, the S&P 500 slipped 0.3% in the three weeks following the start of conflict, but was 2.3% higher on average two months following the conflict, according to data from Wedbush Securities and CapIQ Pro.

In the most severe case, global oil prices jump to around $130 per barrel, driving U.S. inflation near 6% by the end of this year, Oxford said in the note.

All eyes on the dollar

An escalation in the conflict could have mixed implications for the U.S. dollar, which has tumbled this year amid worries over diminished U.S. exceptionalism.

In the event of U.S. direct engagement in the Iran-Israel war, the dollar could initially benefit from a safety bid, analysts said.

“Do we see a flight to safety? That would signal yields going lower and the dollar getting stronger,” said Steve Sosnick, chief market strategist at IBKR in Greenwich, Connecticut. “It’s hard to imagine stocks not reacting negatively and the question is how much.”

Jack McIntyre, portfolio manager for global fixed income at Brandywine Global Investment Management in Philadelphia, said it was uncertain whether U.S. Treasuries would rally after the U.S. attack, largely due to the market’s hypersensitivity to inflation.

“This could lead to regime change (which) ultimately could have a much bigger impact on the global economy if Iran shifts towards a more friendly, open economic regime,” said McIntyre.

On average, the S&P 500 slipped 0.3% in the three weeks following the start of conflict, but was 2.3% higher on average two months following the conflict, according to data from Wedbush Securities and CapIQ Pro.

What will this mean for the US dollar?

An escalation in the conflict could have mixed implications for the U.S. dollar, which has tumbled this year amid worries over diminished U.S. exceptionalism.

In the event of U.S. direct engagement in the Iran-Israel war, the dollar could initially benefit from a safety bid, analysts said.

“Do we see a flight to safety? That would signal yields going lower and the dollar getting stronger,” said Steve Sosnick, chief market strategist at IBKR in Greenwich, Connecticut. “It’s hard to imagine stocks not reacting negatively and the question is how much. It will depend on Iranian reaction and whether oil prices spike.”

Please consider supporting open, independent journalism – no contribution is too small!

Exit mobile version