Should Black Students Choose College or Trades?

By Quintessa Williams | Word in Black | September 17, 2025

For generations, Black families and their children have viewed a college degree as the ticket to upward mobility, financial security, and success. Then the pandemic happened, and Black college enrollment slumped, before slightly rebounding in recent years.

However, a growing number of Black high-school graduates — alarmed by skyrocketing college costs, stagnant wages for degree-holders, and the Trump administration’s crackdowns on student debt — are seeing trade-school education as a better investment than a four-year bachelor’s degree. Recent data from the National Clearinghouse indicate that Black student enrollment at trade schools has increased overall, particularly among Black men.

“What I actually hear Black students saying right now is, ‘I want to have autonomy. I want to have a choice,” Dr. Alaina Harper, executive director of the nonprofit OneGoal, tells Word In Black. “And I want every option after high school to be available to me.”

Is a College Degree Still Worth It?

Although Black undergraduate enrollment declined sharply over the last decade, new reports show a slight uptick, with enrollment at four-year schools rising more than 10% since spring 2024. 

Recent economic reports also suggest that college degrees still offer significant financial benefits. A 2024 study by the Federal Reserve Bank of New York found that, on average, earning a college degree boosts a person’s annual income by about 12.5% compared to someone without one. Additionally, researchers noted that college graduates tend to earn higher median salaries compared to those with only a high school diploma.

Photo by Milton Kirby Atlanta Technical College

In recent years, however, the value of a college degree has come under scrutiny.

Tuition alone can reach six figures, even for state schools, with no guarantee of a job after graduation. Trump-era cutbacks on federal financial aid — and reports of degree-holders sinking under the weight of student loan debt — has some students thinking college is out of reach. 

On the other hand, trade schools and community college certificate programs typically cost far less than an undergraduate degree, most take just a few years to complete, and jobs are plentiful in high-demand fields, such as dental hygiene and computer technology. 

It’s no surprise, then, that National Clearinghouse data shows trade school enrollment jumped 20% since 2020 — the largest spike in a decade. At North American Trade Schools in Baltimore, Maryland, for example, 74% of the students are Black — with Black men making up more than 70%.

Harper says the decision to pursue college should align with a student’s individual goals and visions for the future: “I truly do believe that a four-year college pathway is the most reliable opportunity for some Black students in some careers,” she says. “But I also think there are lots of other options like trade or credentialing programs — and lots of two-year schools where you can pair those two things together.”

What’s at Stake for Black High Schoolers

As more Black high school students opt out of the traditional college track, Harper cautions that counselors should spend more time with students to understand their goals, so that they do not feel forced into one pathway because another feels out of reach.

“Students need to know they’re not giving something up by choosing a trade,” she says. “But we have to make sure they are actually choosing.”

For Harper, that also includes addressing the financial realities Black students often face. According to a 2023 Federal Reserve Board of Governors report, white families on average hold 6.2 times more wealth than Black families. That typically means Black families are less able to afford resources to help their children get into college, such as admissions test preparation courses and private tutors. 

While Harper urges that postsecondary decisions should be rooted in aspiration and not just affordability — until systems catch up — the cost of college could quietly narrow Black students’ choices, especially those balancing school and other financial responsibilities.

“When we think about how to support academic achievement for Black students, it’s not just about test scores,” Harper adds. “It’s about helping students make informed decisions about their future. That clarity and sense of purpose can be the difference between disengagement and motivation in high school.”

Every Single Pathway is a Career Pathway

Harper says the solution lies in redefining what counts as a “successful” outcome for Black students — and ensuring that all pathways are treated with dignity, investment, and opportunity.

“We have to normalize that every single student is on a career pathway,” she says. “College is one of them. Trade is another. Apprenticeship is another. What matters is that we support them all the way through.”

That means schools and policymakers, Harper says, must stop treating college and career readiness as mutually exclusive. Adding that students should be exposed to both, with real-world mentorship, data-driven advising, and culturally relevant guidance that centers their lives and goals.

“If a student chooses college, we should champion them. If they choose trade, we should champion them. And if they’re not sure yet, we need to give them time, space, and tools to figure it out. The future our students want isn’t either/or. It’s both/and. Our job is to make sure no door is closed to them.”

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MARTA Interim CEO Charts Course for Safer, Faster, More Reliable Transit Ahead of World Cup

By Milton Kirby | Atlanta, GA | September 16, 2025

MARTA Interim CEO Jonathan Hunt stood before the press last week with a clear message: it’s time for Atlanta’s transit system to deliver “routine excellence.”

At a September 10 briefing, Hunt laid out third-quarter operational updates, customer experience improvements, and a safety strategy from MARTA Police Chief Scott Kreher. He emphasized four priorities: improving operational efficiency, strengthening safety and security, advancing major capital projects, and preparing the system for the 2026 FIFA World Cup.

Staffing and Safety

MARTA plans to be fully staffed with 250 sworn officers by year’s end, adding 30 new officers and 10 Field Protective Specialists (FPS). FPS are customer-facing members of MARTA Police who provide reassurance, assistance, and early response to situations on trains, buses, and at stations.

Hunt said, “Our vision is to deliver safe, clean, and reliable transit through routine excellence every day.

Modern Fare System

Hunt also unveiled details of MARTA’s new fare collection system, AFC 2.0. Riders will soon be able to tap credit or debit cards directly at upgraded faregates or use mobile wallets like Apple Pay and Google Pay. The system will also feature:

  • Faster, more reliable faregates
  • New ticket machines that return exact change in bills
  • Retail partnerships at 240 locations for Breeze card reloads
  • Modernized bus fare boxes for quicker boarding

The transition is expected to improve convenience and reduce bottlenecks across the network.

Capital Projects and Station Rename

Despite some project delays, Hunt reaffirmed MARTA’s commitment to new railcars, a redesigned bus network, and the region’s first rapid bus line. In May, MARTA’s Board approved renaming GWCC/CNN Center Station to the “Sports, Entertainment & Convention District” (SEC) Station. The new name will officially take effect January 1, 2026—just months before Atlanta hosts the World Cup.

Financial Stability

“MARTA’s financial house is in order,” Hunt said, noting the system’s strong ratings: AA+ from Fitch and AAA from both S&P and Crowell. These top-tier ratings, rare in the transit sector, reflect the agency’s financial discipline and steady revenue.

Leadership Re-alignment

Hunt also announced on September 12 a leadership restructuring. Chief Customer Experience Officer Rhonda Allen has been promoted to Deputy General Manager, overseeing Customer Experience, Technology, Operations, Planning, Capital Programs, and MARTA Police Services. Larry Prescott will serve as Interim Chief Capital Officer while a national search begins for a permanent hire. Paul Lopes, head of Operational and Urban Planning, will expand his oversight to include all transit operations—bus, rail, paratransit, and streetcar.

“The way to rebuild public trust in MARTA is by delivering routine excellence every day,” Hunt said. “These organizational changes will strengthen accountability, create space for innovation, and enhance service delivery.” With big projects, leadership changes, and safety upgrades moving forward, Hunt framed MARTA’s mission plainly: show riders—daily—that Atlanta transit can deliver.

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Charlie Kirk shooting suspect Tyler Robinson flaunted chilling gun obsession in family photos

Charlie Kirk’s accused assassin, Tyler Robinson, had childhood firearm obsession; investigators cite rooftop sniper attack, political motive, and disturbing family photos in Utah arrest.

By Mataeo Smith | Orem, UT | September 12, 2025 

Investigators claim that the alleged assassin who killed Charlie Kirk had a childhood obsession with firearms.

The 22-year-old Tyler Robinson was identified on Friday as the suspected assailant who shot Kirk during the conservative influencer’s protest on Wednesday at Utah Valley University. Robinson was spotted liking firearms as a child and seemed to regularly visit shooting ranges, according to social media posts from his family.

One photo from when Robinson looked like a teenager showed him holding a scoped rifle, while another showed him with an M2 Browning 50. caliber machine gun. A bazooka was in his hand in a third picture.

His mother shared pictures of Robinson and his two younger siblings at military functions and shooting ranges on Facebook. Amber Robinson was pictured clutching a US Army machine gun with pride in one of her posts.

As his family dressed in similar red clothes for Christmas 2017, Tyler Robinson was spotted with a brand-new iPhone and his brother a “build it yourself” gun kit.

Another photo from that year’s social media posts by Robinson’s mother showed him dressed as Donald Trump for Halloween. FBI Director Kash Patel and other officials identified Robinson as the suspected assassin who killed Kirk from a rooftop about 200 yards away using a Mauser 98 bold-action rifle on Friday.

Robinson was arrested Thursday evening in southern Utah, according to law enforcement authorities who spoke to the Daily Mail. Approximately 260 miles south of Kirk’s killing site in Orem, he resides in a six-bedroom, $600,000 mansion in Washington, Utah.

According to people who spoke to the Mail, the accused murderer confessed to his father, Matt. He was persuaded to talk to a local youth preacher who was also employed by the US Marshals Service after he allegedly told his father that he would rather commit suicide than give himself in.

Amber Robinson, his mother, is employed by Intermountain Support Coordination Services, a state-contracted organization that assists in the care of individuals with disabilities. According to internet records, both of his parents are registered Republicans.

According to individuals who spoke to the Daily Mail, Robinson attended Utah State University on a scholarship for just one semester in 2021.

Robinson attended Utah State University on a scholarship for just one semester in 2021 © Reach Publishing Services Limited

According to a probable cause affidavit, he is charged with aggravated murder, felony discharge of a handgun causing serious bodily damage, and obstruction of justice.

At a press conference Thursday evening, authorities stated that Robinson would be executed if found guilty. Utah Governor Spencer Cox opened his remarks at a press conference Friday morning by saying, “We got him.”

“The question is, what sort of watershed?” Cox said, referring to Kirk’s killing as a ‘watershed point’ in American history.

He stated that Robinson’s relatives had told detectives that he had recently become more political and had told them that he didn’t like Kirk, calling him “full of hate.”

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Suspect in Charlie Kirk killing had become ‘more political’ and likely acted alone, authorities say

Charlie Kirk shooting suspect arrested in Utah; political motive suspected. Governor Cox, Trump, and FBI cite targeted attack amid rising U.S. political violence.


By Eric Tucker, Alanna Durkin Richer, Jesse Bedayn & Hannah Schoenbaum | Associated Press | September 12, 2025

The man accused in the Charlie Kirk assassination had earlier expressed to family his opposition to the viewpoints of the conservative activist, the authorities said Friday in announcing an arrest in a targeted killing that raised fresh alarms about political violence in the United States.

Tyler Robinson, 22, had become “more political” in the run-up to the shooting and had indicated to a family friend afterward that he was responsible, Utah Gov. Spencer Cox said. Cox also cited as key pieces of evidence engravings on bullets found in a rifle believed used in the attack as well as chatting app messages attributed to the shooting suspect that a roommate shared with law enforcement.

Cox, a Republican, called Kirk’s killing an “attack on the American experiment,” and he urged a new generation to “choose a different path.”

Robinson is believed to have acted alone, and the investigation is ongoing, Cox said.

Robinson’s arrest early Friday morning was disclosed by President Donald Trump, who said in a Fox News Channel interview that, “With a high degree of certainty, we have him.”

Calls to telephone numbers listed for Robinson in public records rang unanswered.

News of the arrest came hours after the FBI and state officials had pleaded for public help by releasing additional photographs of the suspect, a move that seemed to indicate that law enforcement was uncertain of the person’s whereabouts.

Kirk was killed by a single shot in what police said was a targeted attack and Utah’s governor called a political assassination. Kirk co-founded the nonprofit political organization Turning Point USA, based in Arizona.

Authorities recovered a high-powered, bolt-action rifle near the scene of the shooting and had said the shooter jumped off a roof and vanished into the nearby woods afterward.

Kirk had been speaking at a debate hosted by Turning Point at Utah Valley University at the time of Wednesday’s shooting. He was taken to a local hospital and was pronounced dead hours later.

“He wanted to help young people, and he didn’t deserve this,” Trump said Friday. “He was really a good person.”

Federal investigators and state officials on Thursday had released photos and a video of the person they believe is responsible. Kirk was shot as he spoke to a crowd gathered in a courtyard at the university in Orem.

More than 7,000 leads and tips had poured in, officials said. Authorities have yet to cite a motive in the killing, the latest act of political violence to convulse the United States.

Grisly video shared online

The attack, carried out in broad daylight as Kirk spoke about social issues, was captured on grisly videos that spread on social media.

The videos show Kirk, who was influential in rallying young Republican voters, speaking into a handheld microphone when suddenly a shot rings out. Kirk reaches up with his right hand as blood gushes from the left side of his neck. Stunned spectators gasp and scream before people start running away.

The shooter, who investigators believe blended into the campus crowd because of a college-age appearance, fired one shot from the rooftop, according to authorities. Video released Thursday showed the person then walking through the grass and across the street before disappearing.

“I can tell you this was a targeted event,” said Robert Bohls, the top FBI agent in Salt Lake City.

Trump, who was joined by Democrats in condemning the violence, said he would award Kirk the Presidential Medal of Freedom, the highest civilian honor in the U.S. Vice President JD Vance and his wife, Usha, visited with Kirk’s family Thursday in Salt Lake City. Vance posted a remembrance on X chronicling their friendship, dating back to initial messages in 2017, through Vance’s Senate run and the 2024 election.

“So much of the success we’ve had in this administration traces directly to Charlie’s ability to organize and convene,” Vance wrote. “He didn’t just help us win in 2024, he helped us staff the entire government.”

Kirk’s casket was flown aboard Air Force Two from Utah to Phoenix, where his nonprofit political youth organization is based. Trump told reporters he plans to attend Kirk’s funeral. Details have not been announced.

Kirk was taking questions about gun violence

Kirk was a conservative provocateur who became a powerful political force among young Republicans and was a fixture on college campuses, where he invited sometimes-vehement debate on social issues.

One such provocative exchange played out immediately before the shooting as Kirk was taking questions from an audience member about gun violence.

The debate hosted by Turning Point at the Sorensen Center on campus was billed as the first stop on Kirk’s “American Comeback Tour.”

The event generated a polarizing campus reaction. An online petition calling for university administrators to bar Kirk from appearing received nearly 1,000 signatures. The university issued a statement last week citing First Amendment rights and affirming its “commitment to free speech, intellectual inquiry and constructive dialogue.”

Last week, Kirk posted on X images of news clips showing his visit was sparking controversy. He wrote, “What’s going on in Utah?”

Attendees barricaded themselves in classrooms

Some attendees who bolted after the gunshot rushed into two classrooms full of students. They used tables to barricade the door and to shield themselves in the corners. Someone grabbed an electric pencil sharpener and wrapped the cord tightly around the door handle, then tied the sharpener to a chair leg.

On campus Thursday, the canopy stamped with the slogan Kirk commonly used at his events — “PROVE ME WRONG” — stood, disheveled.

Meanwhile, the shooting continued to draw bipartisan condemnation as Democratic officials joined Trump and other Republican allies of Kirk in decrying the attack, which unfolded during a spike of political violence that has touched a range of ideologies and representatives of both major political parties.

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Atlanta Falcons Fans Tailgating May Be an Official Religion

Atlanta Falcons fans turn tailgating into a weekly ritual at Mercedes-Benz Stadium, blending food, music, and fellowship into one of the NFL’s most vibrant traditions.

By Milton Kirby | Atlanta, GA | September 8, 2025

Long before the coin toss and the first kick-off inside Mercedes-Benz Stadium (MBS), Falcons fans have already claimed their sanctuary. For many in the city, tailgating isn’t just a pastime — it’s a ritual.

When the stadium opened its Home Depot Backyard in 2019, Harry Hynekamp, vice president of fan experience for AMB Sports and Entertainment, put it plainly: “We want to be known throughout the NFL as the toughest place for an opponent to come and play.” That toughness starts outside, where thousands gather in red and black.

The Roots of Tailgating

It’s a tradition that transcends time and space, uniting Falcons fans in a unique bond of camaraderie and shared passion. The American Tailgate Association traces the first gathering back to 1861 at the Battle of Bull Run, where civilians hauled food and booze to the sidelines. A gentler origin credits Yale football in the early 1900s, when fans traveling by bus and train arrived early with baskets and grills. Either way, the tradition has grown into something much bigger — a cultural force, especially in the South.

A Religion in the A

In Atlanta, tailgating is not just a pre-game ritual, it’s a celebration of the Falcons spirit. By 6:00 a.m., the lots are alive with the sizzle of ribs and the aroma of chicken wings. Fans eagerly line up outside the Home Depot Backyard, ready for a day of music, drumlines, cheerleaders, Freddie Falcon, and giveaways. The atmosphere is charged with excitement, as fans of all ages come together for a day of fun and football.

Stories from the Lots

On Sunday, September 7, before the Falcons’ 23-20 season-opening loss to the Tampa Bay Buccaneers, fans from all walks of life made their way to the Backyard and the designated lots surrounding the MBS. Corrie M. and her mother, Ivey L., came up from Eastman to cheer cousin Michael Pinnix as he suited up for the first time in a Falcons jersey.

Enjoying the tailgate

AD, with the Lights Out Tailgators, have been posted up 15 years strong. “It’s about family, food, and fun,” he said.

Reggie Watson, a season ticket holder for 34 years, helps lead the Tailgators 4 Lyfe crew, a group of 50 regulars who run their tailgate like a small business, collecting dues and organizing off-season events. “We are here for each other and the fun of it all.”

For others, it’s about innovation. Bryant Barnes rolled in with EventBox ATL, a tricked-out 20-foot shipping container transformed into a luxury lounge with TVs, a rooftop bar, karaoke station, and Wi-Fi, cell phone charging stations — big enough for 50 people. “We’re taking tailgating to the next level,” he said.

My first tailgate.


Small businesses thrive, too. Kisha, owner of Bartender To You, sets up her mobile bar at every home game. Randy, a barber from Mableton, has been tailgating for three years. Byron proudly introduced his toddler son to the family tradition this season.

Food, Faith, and Falcons

What makes tailgating in Atlanta unique is the mix: charcoal-grilled chicken, ribs, cold beer, whiskey, tequila shots, lounge chairs, DJ jamming, and even axe-throwing contests. It’s folding chairs sinking into the dirt, kids learning the Dirty Bird dance. It’s family. It’s a fellowship, a melting pot of Southern food, community pride, and Dirty Birds loyalty.

For Falcons fans, the tailgate is as essential as kickoff. And whether the Falcons win or fall short, the gospel keeps getting preached outside MBS every Sunday: the church of tailgate is alive and well.

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Drastic Pell Grant Changes Now Law—HBCUs and Low-Income Students Brace for the Next Phase

Trump’s education law cuts Pell Grants, tightening rules and shrinking awards. HBCUs and low-income students brace for higher hurdles as oversight battles shift to states.

By Milton Kirby | Washington, DC | September 2, 2025

On the Fourth of July, as fireworks lit the sky, President Trump signed a sweeping education bill that could dim the futures of millions of American students. Buried in its pages are changes to the Pell Grant program — a 50-year lifeline for students from low-income families.

Every year, more than seven million students rely on Pell Grants to help cover tuition, housing, books, and food. For many, Pell is the difference between walking onto a college campus or walking away from the dream of higher education. Now, with cuts enacted, that dream is under threat — and no group feels the pressure more than the nation’s historically Black colleges and universities (HBCUs).

What the Law Changes

The new law rewrites parts of Pell eligibility starting July 1, 2026. Some changes expand access; others tighten the belt.

  • Aid overlap: Students who receive other grants — state aid, institutional scholarships, or private awards — that fully cover the cost of attendance will lose Pell eligibility. That means “full-ride” athletes, many of them from low-income families, will miss out on support for everyday living costs.
  • Income and assets: Students with a Student Aid Index (SAI) double the maximum Pell award will also be cut off. Supporters call it a fairness tweak; critics see it as punishing students whose families look wealthier on paper than they really are.
  • Foreign income counts: Families with income abroad will see it added into Pell calculations.
  • Family protections return: Small businesses, family farms, and now family fisheries are again shielded from aid calculations, undoing an earlier change that penalized them.

At the same time, Pell eligibility expands to cover very-short-term training programs — eight to fifteen weeks long — giving students a path to credentials in high-demand trades. But without data reporting or accountability built into the law, some fear shady operators will swoop in to grab federal money without delivering real value.

The Cut That Hurts Most

The law sets the stage for a $9 billion reduction in Pell funding. Beginning with the 2026–27 academic year, the maximum grant will fall from $7,395 to $5,710. Students must complete 30 credit hours annually — 15 a semester — to receive the full award. Those who attend part-time, often working parents or adult learners, will receive smaller grants or none at all.

Community colleges could be hit hardest. Many of their students juggle jobs, childcare, and school. Twelve credits a semester has long been considered full-time. Now, under the new rule, it won’t be enough.

“Students who can’t carry a full load will be shut out entirely,” warned one higher-ed advocate.

HBCUs on the Front Lines

For HBCUs, where Pell recipients make up the majority of students, the stakes could not be higher.

Tuskegee University President Mark A. Brown told senators that Pell cuts would force students to borrow more — or not enroll at all. “Today, Pell Grants cover only 31 percent of average public college costs, compared to 79 percent in 1975,” he said. “Cutting further puts college out of reach for millions.”

The warning comes as HBCUs face another blow: more than $140 million in federal grants have been canceled since March, including awards for research and scholarships at Hampton, Howard, Tennessee State, Florida A&M, and Morehouse. For campuses already under-resourced, this one-two punch — canceled research dollars and shrinking Pell support — threatens both institutional stability and student opportunity.

“Pell cuts would be devastating,” said Lodriguez V. Murray of the United Negro College Fund. “Instead of cutting, we should be doubling Pell. Lawmakers who wrote this bill are out of touch with reality.”

The Bigger Picture

Pell is not just a number in the federal budget. It is woven into the stories of first-generation students who show up at campuses with more hope than savings. Roughly 61 percent of recipients come from families earning less than $30,000. About 20 percent are parents themselves.

At community colleges, Pell helps single mothers cover daycare while finishing nursing degrees. At HBCUs, Pell has opened doors for generations of Black students locked out of wealth-building opportunities by systemic racism. Since its creation, Pell has supported more than 80 million low-income families.

Cutting the program now, analysts say, is a step backward. Katherine Meyer at Brookings called it a “retreat from the federal role in higher education” that will leave states and families scrambling. “Without robust federal funding, the end result will be fewer opportunities for the lowest-income students.”

Stopgaps and Shortfalls

To keep the program afloat, lawmakers added $10.5 billion in mandatory funding for FY2026. But this is a temporary patch. Because Pell is funded through a mix of annual appropriations and mandatory money, shortfalls happen regularly. Analysts argue the only real fix is to move Pell entirely to the mandatory side of the budget, with automatic adjustments based on enrollment. Until then, the program will lurch from one funding crisis to the next.

Signed Into Law — What Comes Next

On July 1, the Senate narrowly passed the reconciliation package — with Vice President J.D. Vance casting the tie-breaking vote. The House approved the Senate’s version two days later, and President Trump signed it into law on July 4.

That means the Pell changes are now part of law. The next battles will focus on implementation and oversight. The Department of Education faces a tight deadline to enforce the new eligibility rules by 2026. With staffing cuts underway, states may have to step in with stronger consumer protections to ensure quality outcomes, especially for fast-track training programs.

Meanwhile, advocates are preparing the next front: pushing future Congresses to restore or expand Pell. Already, Democrats and higher-ed groups are drafting proposals to revisit the maximum award and eligibility definitions in the next budget cycle. Civil rights groups are also weighing legal challenges, arguing that the changes disproportionately harm Black, Latino, and low-income students.

In other words, the law may have passed — but the debate over Pell’s future is far from over.

Why It Matters

For half a century, Pell Grants have embodied America’s promise: that college should be within reach for anyone willing to work for it. Cuts now would betray that promise, slamming shut doors of opportunity just when the country needs more trained workers, more teachers, more nurses, more innovators.

And for HBCUs — institutions born in struggle and sustained by faith in education’s power to transform lives — the stakes are even higher. Pell is not just financial aid. It is survival.

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Americans Say Racism Exists, but Shrug at Solutions

Sixty-four percent of Americans say racism is widespread—yet most oppose new civil rights laws, revealing a gap between recognition and real commitment to racial equity.

Data from a new Gallup poll that asks respondents’ views on racism finds some common ground between Black and white Americans — except when it comes to addressing the problem.

By Liz Courquet-Lesaulnier | Word In Black | September 1, 2025

It’s the kind of polling data that gets a “water is wet” side-eye from Black folks. But the results of a recent Gallup poll reveal that when asked whether racism against Black people is “widespread,” nearly two-thirds of Americans now say yes. 

Sixty-four percent, to be precise — the same record-high number Gallup recorded in 2021, in the summer of the so-called racial reckoning after George Floyd’s murder. But if Americans think racism is so pervasive, what do they want to do about it? 

It turns out, not much.

The Vanishing Appetite for Civil Rights Laws

In our current whitelash reality of Project 2025 and anti-DEI crusades, when even acknowledging racial inequities has become a liability for grade schools and colleges, less than half of America believes the country needs new civil rights laws to reduce discrimination. That’s down 15 points from 2020 after Floyd’s murder.

Stark differences between white and Black Americans show up in the poll results. Nearly 75% of Black adults want new civil rights protections, while just 40% of white adults say new ones are needed.

Gallup has been asking the question “Do you think racism against Black people is or is not widespread in the U.S.?” since 2008. Back then, almost 60% of U.S. adults agreed racism was widespread. By the following year, when hope and change put Barack Obama in the White House as the nation’s first Black president, only 51% said racism was widespread.

But the post-racial illusion of the Obama years didn’t last.

Admitting Racism Exists

By 2015, when a white cop in Ferguson, Missouri, gunned down Michael Brown, an unarmed Black teenager — igniting a wave of protests and turbocharging the Black Lives Matter movement —  60% of Americans said racism was widespread. Since then, the survey results have barely dipped.

Black Americans continue to experience the country differently from other racial groups. Eight in 10  Black adults told Gallup they believe racism is widespread, compared with 61% of white adults and 64% of Hispanic adults.

And when asked about everyday situations — at work, in stores, at the doctor’s office, on the street — whether or not Black folks experience racism is a matter of debate for white America.

Black People and Reality

Seventy-seven percent of Black adults say they are treated less fairly than white people in encounters with police; 59% say the same about how they’re treated in healthcare and around the office. By contrast, just three in 10 white adults say they see Black people treated unfairly on the job. 

When it comes to concrete opportunities, the divide between Black folks and everyone else continues. Fifty-five percent of all Americans say Black people have as good a chance to get a job they’re qualified for as white people, and 56% say the same about housing. Those numbers are basically unchanged since 2021, but far below where they stood in the 1990s and early 2000s, when roughly 70% of Americans were far more likely to believe equality had been achieved.

Meanwhile, white adults remain about twice as likely as Black adults to believe job and housing opportunities are equal

Civil Rights, But Make it Relative

Even as most Americans say racism is everywhere, most also say civil rights for Black people have improved in their lifetimes. Sixty-eight percent believe things are “somewhat” or “greatly” better. But optimism is waning

In 2011, at the height of the Obama years, nearly 9 in 10 respondents said Black civil rights had advanced. That sank to 59% in 2020, after George Floyd’s death. Now, 73% of whites say civil rights for Black people have improved, while only 53% of Black people agree.

So what does the data point — that 64% of people who believe racism exists — really tell us? That polls don’t magically solve racism. That Americans can acknowledge anti-Blackness exists without actually having to confront it. That progress hasn’t erased bias in workplaces, hospitals, or during interactions with police. 

And that Black folks live in reality, while white communities toggle between recognition and denial. 

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Too Pricey to Protect

Tips for dealing with rising home insurance premiums

By Kerri Anne Renzulli | August 31, 2025

Living in an oceanfront condo on Florida’s Space Coast was Jim McGuigan’s retirement dream, so 12 years ago, he and his wife, Debbie, sold their family home in Orlando and moved to Cocoa Beach. But earlier this year, the couple packed up and moved back inland.

Behind that was insurance. Premiums for the high-rise where they owned a unit had tripled in recent years; that increase, along with repairs necessary to maintain coverage, drove their condo association fees up 141 percent over the same period. The prospect of even higher insurance-related costs prompted the McGuigans’ return to Central Florida, where they’ll spend $4,760 a year less in insurance and fees. “When we bought the condo, I didn’t think I was ever going to move again,” says Jim 66. “But insurance and other things have made the cost of living there too much.”

The McGuigans joined millions of Americans who, in recent years, have been forced to deal with home insurance premium increases and fewer choices as more carriers exit high-risk areas and decline to renew policies.

From 2021 to 2024, premiums rose an average of 24 percent in the U.S. and were higher in 95 percent of ZIP codes, reports the Consumer Federation of America (CFA). While Floridians pay the highest average annual premiums, at $9,462, non-coastal states like Arizona, Illinois, and Pennsylvania saw premiums grow by 44 percent or more. Thanks largely to these increases, nearly 1 in 7 owner-occupied U.S. homes are uninsured, estimates LendingTree. And other homeowners are likely struggling: A Federal Reserve Bank of Dallas study found that mortgage delinquencies increase 8 percent in the year following a typical price hike.

Because mortgage and home equity lenders require insurance, paying these premiums is nonnegotiable for most homeowners. But the following strategies can help reduce how much of your money insurance consumes.

REVIEW COVERAGE

Along with raising your deductible — a standard way to lower premiums — check that your various coverage amounts don’t leave you overinsured. You may be able to tailor your policy’s default limits to reflect just what you have, says Alyssa Bourgeoris, an indedpendent broker with the Marsh McLennan Agency in Metairie, Louisiana. You can try this with other structures coverage, which protects things like fences and detached garages, or with your contents coverage. Before making the change, however, weigh the consequences. “Dropping personal property coverage from 75 percent of your dwelling limit to 25 percent might only save $100 a year,” says Peter O’Keefe, an independent broker with Connor, Alexander and Sullivan in San Francisco. “Do you really want to give up that much coverage to save less than $10 a month?

CHECK THE MARKET

“If you feel like you’re getting a bad deal, shop around,” says Michael DeLong, a research and advocacy associate with CFA. Annual rates from different insurers can vary by $1,000 or more for identical coverage, NerdWallet found. Many insurers make it easy to get a quick quote: Visit their website and plug in some basic information. You can use sites like Insure.com, Policygenius or The Zebra to see offers from multiple carriers simultaneously. Also, your state insurance department may provide rate comparison tools.

If you get a nonrenewal notice from your carrier, start shopping around at once since many states require only 30 days’ notice. “Ask the insurer the reason for the nonrenewal and see if you can make any improvements or changes to keep your insurance,” says Amy Bach, executive director of United Policyholders, a consumer advocacy organization.

GET PROFESSIONAL HELP

Independent insurance agents and brokers can do the legwork of finding better coverage for you; they have access to policies and pricing information from multiple insurance companies, unlike captive agents who represent a single firm. “They can vouch for an insurance company that you may have never heard of,” Bach says. Ask how the broker or agent is compensated so you understand up front any potential biases. Visit trustedchoice.com to find more than 250,000 U.S. independent agents.

WIDEN YOUR SEARCH

If you can’t find good options through regular channels, consider state-created insurers of last resort, like California’s FAIR Plan (for fire insurance) or Louisiana Citizens.

Should one of those not be available, you might even consider non-admitted carriers, which don’t have state insurance licensing and lack guarantees that claims will be paid if they go belly-up. Non-admitted carriers may be riskier, but they must meet state requirements, and many are affiliated with traditional insurers. Mortgage lenders will OK them if they meet their financial standards, typically based on ratings—which are publicly available—from companies such as A.M. Best, De-motech or Standard & Poor’s. Don’t go with a non-admitted carrier unless you research its finances and work with a reputable broker, advises United Policyholders.

LOOK FOR DISCOUNTS

Ask your insurer about any price breaks it offers. Retirees can get up to 10 percent off with some insurers, since they spend more time at home, making them likelier to spot issues quickly. Other insurers offer lower rates to people in specific occupations, like the military or members of certain credit unions or professional associations. Opting for paperless statements and setting up automatic payments may also shave a bit off your premium, as can living in a gated community.

STRENGTHEN YOUR HOME

Improvements that make your home more resistant to risk, like storm shutters, a fire-resistant roof or a reinforced roof, could reduce your premium and give you more insurance carrier options, DeLong says. In some states, insurers are even required to offer discounts to homeowners who show proof they’ve added such features. Homeowners with security systems save between 2 and 15 percent—$100 less on average, according to Policygenius. Before making any upgrades, check that your insurer will reward the change and that it meets the carrier’s requirements.

Your state insurance department may provide grants or other assistance to help offset certain improvement costs, DeLong says. Alabama, for instance, offers homeowners grants of up to $10,000 for roof fortification in select counties.

IMPROVE YOUR CREDIT SCORE

In most states, insurers can set your rates and decline to renew your policy based on your credit history and scores, DeLong says. Rightly or wrongly, homeowners with poor credit scores are viewed as less reliable and so pay higher premiums than those with good scores—as much as 102 percent more, based on data from Policygenius. To help  boost your score, make on-time payments, chip away at credit card balances and review your credit report for errors.

SELF-INSURE

Dropping supplemental coverage—like flood or earthquake insurance—or ditching home insurance altogether could save you thousands in the short run but puts your biggest asset at risk. “Without insurance, it’s entirely on you if something goes wrong,” says Dale Porfilio, chief insurance officer for the Insurance Information Institute. Anyone considering this option should have a financial plan for replacing possessions and obtaining housing in the event of a total loss. This may mean setting up a large emergency fund, deciding which assets to sell in a worst-case scenario or sacrificing retirement money. For most, even 20 years of investing saved premiums won’t equal the six-figure fund needed to rebuild entirely. If you have a mortgage on your property and drop coverage, your lender will make you pay for force-placed insurance, which is usually more expensive and protects only the lender’s financial interest, not yours.

CHANGE YOUR SITUATION

If home insurance squeezes your budget so tightly that you’re cutting or charging necessary purchases and constantly dipping into savings, you may no longer be able to afford to live where you do, says Sheryl Hanshaw, who heads the county-run Greenville Financial Empowerment Center in South Carolina. Contact your lender, advises Bruce McClary of the nonprofit National Foundation for Credit Counseling (NFCC). The lender may be able to lower your monthly payments—at least temporarily—though you’ll typically pay more interest and fees over time.

If that isn’t possible, consider selling your home and moving to a place with lower insurance costs, Hanshaw says. But also assess whether, after the change, you’d be better off financially and whether you’d lose what’s important to you, like proximity to your support network. For free advice about your mortgage, find a nonprofit financial counselor via NFCC’s website at nfcc.org, or go to answers.hud.gov/housingcounseling to connect with a local HUD housing counseling agency.

Kerri Anne Renzullihas worked at CNBC and News-week, Money and Financial Planning magazines.

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Skin Cancer Is Trickier Than You Think

Skin cancer can appear in unexpected ways, beyond the classic mole warning signs. Learn how to spot “ugly ducklings,” reduce risks, and protect yourself with timely checks


The disease can show up in unexpected ways on your body. Here’s what to look for

By Abby Alten Schwartz | August 31, 2025

CAN I SHOW you one more thing?”

I was at the dermatologist’s office for my semiannual skin check, and he’d just finished the exam. But something was still gnawing at me.

“I have this tiny rough spot on the bridge of my nose. If I scrub it off, it bleeds,” I said.

He looked at it under the magnifying light.

“It could be precancerous. Let’s freeze it and see if it comes back,” he said, spraying it with liquid nitrogen. It did come back, twice, so I made an appointment for a biopsy. I felt only a pinch of the needle numbing the area before the doctor shaved off a thin layer of skin for testing.

A week later he called with the results: squamous cell carcinoma in situ. In situ meant it had not spread past the top layer, but because this early-stage cancer could become invasive, my doctor recommended Mohs surgery to ensure all of it was removed. The following week I had the procedure.

What Is Mohs Surgery? ALSO KNOWN as Mohs micrographic surgery, this procedure—performed under local anesthesia with the patient awake—is successful up to 99 percent of the time for untreated skin cancer (94 percent for reoccurring cancers) and produces minimal scarring. The surgeon removes a thin layer of tissue and, while you wait, examines it under a microscope. The process is repeated until the tissue shows clean margins (no cancer cells remain).

SEE SOMETHING, SAY SOMETHING

My father died of stage 4 melanoma when he was 76, so I take skin cancer seriously. Yet even though I was religious about getting annual exams, it turns out that wasn’t enough. On top of dermatology exams every year (or more frequently, based on your history), monthly self-checks at home are important, says Karen Stolman, M.D., a board-certified dermatologist with Park City Dermatology in Utah and a spokesperson for the Skin Cancer Foundation.

“You’re just looking for something that’s new or unexpected or a change that you don’t think is right for your skin,” Stolman explains. “You don’t have to know what you’re looking at or diagnose it.”

When I began seeing a dermatologist in my early 40s, I was skeptical I’d notice any new moles or marks. But by paying attention, I’ve become familiar with the landscape of my skin. I’m learning that skin cancer (and precancer) can take on a different texture or appearance than the classic signs people are usually told to watch out for.

LOOK FOR THE UGLY DUCKLINGS

Dermatologists have done a pretty good job educating the public about malignant melanoma, says Mix J. Charles, M.D., a board-certified dermatologist and chairman of the department of dermatology at Duly Health and Care in Hinsdale, Illinois. One of the deadliest forms of skin cancer, melanoma often begins as a brown or black mole that becomes larger or irregular. When you google “warning signs of skin cancer,” what you’ll typically get are the ABCDE’s of melanoma:

  • Asymmetry: Two halves that don’t match
  • Border: Irregular, scalloped or poorly defined edges
  • Color: Multiple colors or shades
  • Diameter: The size of a pencil eraser (can start smaller)
  • Evolving: Changes in size, shape, color or presentation (itching, bleeding, crusty, raised)

While these signs are important, the two most common types of skin cancer—basal cell carcinoma and squamous cell carcinoma—typically present in other ways, including:

  • A reddish irritated area or open sore that persists (may crust, bleed or ooze)
  • A pearly bump or nodule (clear or pink; may be pigmented in people of color)
  • A small pink or elevated growth (crusted indentation in center, raised edges, may bleed)
  • A scar-like area (often with poorly defined borders)
  • A wart-like growth (may crust or bleed)

The precancers that dermatologists find daily, called actinic kera-toses, start out pink or red and scaly, “and they’re typically where we’ve had the most sun,” Stolman says.

A good takeaway is to look for the “ugly duckling,” says Kelly Nelson, M.D., a board-certified dermatologist and professor of dermatology at the University of Texas MD Anderson Cancer Center in Houston. “If you have one thing on your skin that is looking or behaving in a way that’s different, that one thing should probably be evaluated by a doctor,” she explains.

Though skin cancer occurs most often in people with fair complexions, Nelson says it can strike anyone, even in patients with very dark skin. Because of misperception that people of color don’t develop skin cancer, they – and their physicians – may not be on the lookout. As a result, skin cancer is often diagnosed at later stage in patients of color. (Several brands of sunscreen – such as Black Girl Sunscreen, Bold Brightening Moisturizer and EltaMD UV Clear – that are now available can protect people with darker skin without leaving a dull white coating.)

PREPARE FOR YOUR NEXT CHECKUP NOW

Skin cancer is of increasing concern as we age. Stolman says today’s precancer may be from sun damage 10 to 20 years ago, but it can also build over time with each exposure. In addition, “with age, our immune system becomes less capable of protecting us from all forms of cancer, including skin cancer.”

Staying on top of your risk positions you to take advantage of breakthrough skin cancer treatments. In February 2024, the Food and Drug Administration approved Amtagvi (lifileucel), the first cellular therapy for advanced melanoma. It follows a number of recent breakthroughs on this form of skin cancer, which accounts for the majority of fatalities from the disease.

I keep a list on my phone of suspicious spots to ask about at my next checkup. If something new appears that I’m especially worried about, I’ll make an appointment right away. It doesn’t hurt to take a photo of anything that looks odd so you can track how it changes over time.

If you don’t already have a dermatologist, it can be a long wait for an opening. Try elsewhere if a practice can’t see you within three months. You can also ask your primary care provider to take an initial look and help with a referral or next steps.

A Dose of Prevention

If you’ve had multiple precancerous or cancerous spots in one area (especially on sun-exposed parts), several therapies can help prevent future cancers. These “field treatments” are intended only for actinic keratoses or superficial skin cancers (early basal cell and squamous cell carcinomas affecting the top layer of skin).

Fluorouracil (5-FU), a topical chemotherapy cream, is applied once or twice a day for several weeks to target cancer cells near the skin’s surface. The treated skin can become red and sensitive until it heals.

Photodynamic therapy (PDT) uses a topical light-sensitive drug that is absorbed into precancerous cells. A special light activates the drug and destroys them. The therapy usually needs to be repeated every Ito 5 years.

Additional therapies for sun damage include fractional laser therapy as well as carbon dioxide laser and chemical peels, which may be less effective.

Abby Alten Schwartz has reported on health and relationships for Wired, Salon and other publications.

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MARTA’s Transit Ambassadors Gear Up for Labor Day Travelers

MARTA’s Transit Ambassadors return this Labor Day, guiding riders through busy stations and events. Born during Super Bowl 2019, the program now prepares Atlanta for the 2026 World Cup.


By Milton Kirby | Atlanta, GA | August 27, 2025

As Labor Day weekend approaches, MARTA is once again deploying its Transit Ambassadors across the rail and bus system to help guide travelers through one of Atlanta’s busiest holiday weekends. The program, which began in the lead-up to Super Bowl LIII in 2019, has grown into a cornerstone of MARTA’s customer service strategy.

The Transit Ambassador Program was born out of necessity during Atlanta’s hosting duties for the Super Bowl. With more than half a million fans navigating the city, MARTA saw an opportunity to reimagine how it welcomed riders. Staff members from across the Authority stepped into stations to offer directions, assist with Breeze cards, and provide a human connection that technology alone could not deliver. This personal touch, often missing in large transit systems, has been a key to the program’s success.

Since its inception, Transit Ambassadors have been a fixture at major events. They have guided fans during international soccer tournaments, eased congestion at concerts in State Farm Arena and Mercedes-Benz Stadium, and offered reassurance to new riders during peak travel times.

“This is one of the few programs where you’ll see someone from the executive office standing next to a customer at a faregate, walking them through how to tap in,” said Jon Gordon, MARTA’s Director of Customer Engagement. “It’s a shared effort that reflects our commitment to the rider experience.”

The program stands out because it is powered by MARTA employees themselves. From finance and administration to operations and communications, staffers volunteer for shifts to serve as Ambassadors. They are equipped to troubleshoot faregate issues, guide customers through transfers, and provide quick fixes when ticket vending machines malfunction. In some cases, Ambassadors even carry complimentary tickets to keep riders moving during bottlenecks.

During the recent safety briefing at Chamblee Station, I experienced my own confusion as well as that among riders when no attendants or Ambassadors were on hand to assist. In such situations, attendants and Ambassadors play a crucial role in solving problems, guiding riders through safety procedures, providing reassurance, and ensuring a smooth flow of operations.

Although MARTA showcased its Real-Time Crime Center and Emergency Operations Center — complete with motorcycles, an armored vehicle, and drones — the lack of direct rider support left some passengers struggling at faregates and ticket vending machines.

As I wrote in The Truth Seekers Journal’s coverage of that event, MARTA is generally a safe and reliable system. Still, moments like this remind us that a missing attendant or Ambassador can leave first-time or casual riders with the impression of poor operating standards.

MARTA officials have said the long-term goal is to expand Ambassador coverage beyond major events, precisely to avoid gaps like these.

Rider feedback has helped refine the program. A recently introduced internal app allows Ambassadors to check in at stations, log issues in real time, and coordinate responses more effectively. The combination of technology and human interaction has not only made Atlanta’s transit system more accessible, but also reassured riders that their concerns are being addressed in real time.

Looking ahead, MARTA is considering expanding the program beyond special events. Plans are underway to provide Ambassador coverage during daily peak hours, ensuring regular commuters benefit from the same level of personal assistance as travelers heading to major sporting events or concerts. This expansion aims to fill the gaps in rider support and enhance the overall transit experience.

The timing is crucial. In less than a year, Atlanta will host matches for the 2026 FIFA World Cup, an event expected to draw hundreds of thousands of international visitors. MARTA leadership sees the Ambassador program as central to its readiness plan.

“This is about more than just moving people,” Gordon said. “It’s about making them feel welcome, confident, and connected to the city.”

This Labor Day, MARTA Ambassadors will be on the ground once again — in stations, at faregates, and on platforms — helping riders reach their destinations smoothly. It is a reminder that Atlanta’s transit system is not just about trains and buses, but about the people who power them.

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